18 January 2006
How Scottish Widows bank has re-evaluated its recruitment process
Regulator must play a greater role if it is to reduce the scope for misselling
We really need to put the priority on developing products and services
Winterthur Life pensions strategy manager Mike Morrison previews some of the retirement options being made available as a result of the pension changes in April and concludes that some simplification might be in order
Arc Fund ManagementArc Growth Company VCT
Ian McKennaL ast year, this column looked at the lead that the majority of life and pension providers have achieved in e-commerce services compared with most of their peers in the fund management industry.
Advocate of fee-based advice joins German giant to build UK wealth management business
High-street lenders are set to boost equity-release confidence, says Guy Anker
The metal gurus are predicting the gold price could double, says Matt Davis
Bristol & West4.39% Two Year Fixed Rate
Outsourcing and technology company Capita has moved from almost no presence in financial services a few years ago to a very significant position.
Managing director Peter Barrett says after breaking free from B&B and regrouping, the firm is setting new goals
Recommending critical-illness cover on the basis of price means that clients are missing out on some useful features and benefits, says CBK principal Peter Chadborn
VCTs offer attractive benefits but it is essential to be aware of the risks of investing in small unquoted companies
The history of conformity to codes of conduct is gener-ally not a good one. I well remember the struggles that the OFT had with codes for a variety of industries. The conclusion reached a few years ago was that, to a large extent, the work was wasted because, once the code was approved, there was insufficient application within the industries or firms concerned.
One of the successes of 2005 was the New Star property unit trust. This is a highly suitable investment for trustees and those investors wanting an above-average secure income as well as the prospect of some capital appreciation. It is also ideal for elderly investors who want a comparatively high and rising income.
This week by freelance finance writer Sarah Modlock.
Marketing and ad agencies must be brought into line to stop debt misery
Hargreaves Lansdown's head of financial intermediaries started out in the fruit and veg business but now he is enthusiastically intent on growing and nurturing a quality crop of advisers for the entrepreneurial company. Interview by Nicola York.
Rentokil has extermin- ated its final-salary scheme and other schemes are lining up on the taxiway to avoid interference from our newest regulator.
Members need to understand their scheme and the effect that changes will have on it and their future pensions'
Fidelity InternationalFidelity MultiManager Equity income Portfolio
Fidelity InternationalFidelity MultiManager Special Situations Portfolio
First ActiveTwo Year Buy-to-Let Fixed Rate
Advisers asked for views as cost is set to rise to 4.6m
New initiative is aimed at 14-19-year-olds as big number of employees reach retirement age
New Star trio tell investment IFAs that disagreements can be healthy for performance
Firm looking for 50 IFAs as direct marketing campaigns boost business
Corporate restructuring and an improving domestic economy provide a solid backdrop for Japanese equities
What conclusion should we be drawing from the events in the high street as last year drew to a close? The fact that both Next and Marks & Spencer were able to report a more cheering festive season is remarkable. Popular wisdom had it that they took business from each other but it seems that Christmas present-buying still takes people into these shops.
Running a family business can raise other recruitment challenges
Mayday over A-Day as the Treasury admits 'there is no timetable available'
There has been media speculation in the last few days that Prudential and Aviva, Norwich Union's parent firm, explored a merger back in 2004.
It is not the Government's response which is muddled but companies being unable to comprehend the regulation'
Liverpool-based Midas Capital Partners is raising 20- 35m in C shares for the Midas income & growth trust, the investment trust mandate it took over from Aberdeen last August.
Morgan Stanley Investment Management is targeting multi-managers with a new US Sicav and 26 other funds it is making available to UK investors through the creation of distributor share classes.
If 2005 was the year of regulation, then 2006 will surely be the year of enforcement. Let us hope so. Initially opposed to mortgage regulation, I still maintain that the MCCB was doing a perfectly good job. The endowment misselling phenomenon wrought regulatory overkill, wherein the then regulator's own culpability on unrealistic illustrative growth rates went unaccounted for.
It was interesting to note the recent comments from some high-profile multi-managers that investment trusts are too troublesome to include within their portfolios.
GMAC-RFC executive chairman Stephen Knight has written a new book which sets out his vision for growth in the UK mortgage market. In this exclusive extract he relates, how his firm designed a revolutionary 25-year fixed-rate mortgage and dispels the myths surrounding the self-cert sector
Changes to the Isa and Pep rules have opened up several new fund of funds products to investors looking for multi-manager exposure in the tax wrapper.
Portman Building SocietyTwo Year Fixed Rate
Standard Life InternationalInternational Bond
Standard Life International has made its debut in the offshore bond market with the Standard Life International bond.
Brown's U-turn on Sipps will prevent unwary investors from putting all their eggs in the property basket
The Mortgage Business Multi Buy to Let Tracker 5.29%
Equities bounce back but tied agents continue to sell corporate bond funds
Sir Richard Branson has garnered millions of column inches in the media over the years, positive and negative in equal measure.
Paul McMillan finds Conservative vice-chairman Richard Spring leading a drive to get business backing the party
Ulstyer BankFarming Growth Bond
Provider faces claims that cancer plan 'plays right into hands of those campaigning for advice'
How do the pre-owned assets tax rules apply to business insurance?
Multi-manager boutique Williams de Broe is predicting an increase in funds of funds that invest in exchange-traded funds as pressure increases on multi-managers to rein in costs.
WoolwichFirst Time Buyer Three Year Fixed Rate