Money Marketing
16 May 2007
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Charterhouse is first multi-tie to get fine
17 May 2007
The FSA has fined Charterhouse Consulting Wealth Management £122,500 for carrying out discretionary portfolio management without permission and for conduct of business failings. The regulator says Charterhouse is the first multi-tied firm to be fined.
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MPs press for help for pension victims
17 May 2007
The public administration select committee has published a report calling on the Government to extend its help for victims of occupational scheme collapses to those schemes wound up by solvent employers.
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£100M MMC funds get FSA approval for the UK
17 May 2007
MPC Investors has got regulatory approval from the FSA to bring its global convertibles and strategic reserve funds to the UK retail market.
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160P for Hargreaves Lansdown shares
17 May 2007
Hargreaves Lansdown says the offer price for the initial public offering of its ordinary shares has been set at 160p per share, setting its market value at 759m.
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300 UCB staff face axe after Portman merger
17 May 2007
Over 300 staff at UCB Home Loans employees face redundancy after the merger of Nationwide and Portman specialist lending businesses in August.
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A Shah thing
16 May 2007
After months of speculation Fidelity has finally unveiled internal heavyweight Sanjeev Shah as long-term successor to Anthony Bolton on the £3.2bn UK special situations.
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A shaw thing
17 May 2007
Sam Shaw is a reporter on Money Marketing
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A short shelf life
17 May 2007
It's clear that the Government intends scheme pensions to be mainstream.
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A song for Europe
17 May 2007
A Eurovision of corporate dynamism, strong profits' growth, M&A opportunities and attractive valuations.
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A Tiner in your tank
17 May 2007
After a well deserved break, the Diary returns to the world of drama and intrigue that is IFA Defence Union Evan Owen's fishtank.
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Abbey loses multi-manager guru
16 May 2007
Abbey head of client investment John Kelly has left the firm with immediate effect to "persue another opportunities".
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'ABI is not looking to resurrect salesforces'
17 May 2007
Large-scale provider direct salesforces are extinct and will not be resurrected under the Association of British Insurers' retail distribution review proposals, claims Norwich Union.
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ABI turns up heat on Government over personal accounts
17 May 2007
The Government is failing to live up to its promise that personal accounts will not compete with existing provision, warns the ABI.
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Adviser Fund Index
17 May 2007
The latest rebalancing of the Adviser Fund Index series has once again resulted in significant turnover.
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Adviser says chartered companies could cause confusion
17 May 2007
IFA Julie Lord has criticised the Chartered Insurance Institute for allowing companies to have chartered financial planner status and claims it devalues the qualification.
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Advisers still angry over ABI calls for regulatory action over commission
16 May 2007
Advisers say the ABI’s call for regulatory intervention to move them to factory-gate pricing is missing the point and there are bigger issues that need to be addressed in the industry.
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Aegon and UBS team up to provide pension buy-out service
21 May 2007
Aegon and UBS Global Asset Management are to join forces to create a bulk annuities service to help large companies offload their pension fund liabilities.
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Aegon's 5 for Life put on Barclays panel
21 May 2007
Barclays has added Aegon UK's 5 for Life product to its Select Choice multi-tie panel.
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AIC research shows strong dividend growth for global growth sector
21 May 2007
Nearly half of AIC member global growth trusts have raised dividends year on year for at least the last 10 years, according to research by the AIC.
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Aifa slams FSA with profits research as flawed and misleading
18 May 2007
Aifa has attacked the research behind the FSA’s recent warning about the way advisers are treating with-profits clients suggesting it is flawed, misleading and lacking in credibility.
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Alpha bets spell good returns
17 May 2007
Chris Salih analyses core holding Schroder European alpha plus.
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Analysis
21 May 2007
Yes, Home Information Packs will make a differ-ence because they will make home transactions faster, easier, more successful and less stressful.
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Anger after Balls blames industry for PTA abolition
17 May 2007
Providers have responded angrily to Treasury Economic Secretary Ed Balls' claims that the protection industry suppor-ted the abolition of pension term assurance.
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Another Hip week
18 May 2007
With just eight working days before the controversial Home Information Packs are set to be launched you would have thought the uncertainty of the last eighteen months would have finally ended by now.
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Asp the family
17 May 2007
Mike Morrison, pensions strategy manager at Winterthur Life, says unsecured pension and alternatively secured pension can still play a part in an IHT strategy.
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Bamford warns of rapid change
17 May 2007
Informed Choice managing director Nick Bamford is confident the IFA market will survive the impact of the FSA's retail distribution review but warns that change will be rapid.
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Be whiter than white with Omo
17 May 2007
EXPERTS Q&A: our panel consider whether the open-market option is being explained adequately to retirees and evaluate innovations in the market.
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Beautiful moment
17 May 2007
My Beautiful Wrap author Chris Barnes from last week's issue and Mike Reid, anyone? Oi, Pat… Nah, it's Peggy… Or Pat.Please can no readers ever send in pics of themselves comparable to that very fine moment when Frank seduces Pat, naked except for his whirly red bow tie.
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Bolton claims fund split move is blazing a trail
17 May 2007
Fund manager legend Anthony Bolton says Fidelity has set a trend by splitting its special situations fund.
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Broker Talkback
17 May 2007
Do you think you will miss Tony Blair as Prime Minister?
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'Brokers must prepare to defend distribution'
17 May 2007
Edeus chief executive Michael Bolton has issued a rallying cry to mortgage brokers and warned them not to be complacent about their dominant share of distribution.
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Bupa Individual Protection -Critical-Illness Cover/ Critical Illness Cover With Life Insurance
18 May 2007
Bupa Individual ProtectionCritical-Illness Cover/ Critical Illness Cover With Life Insurance
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Bupa Individual Protection -Critical-Illness Cover/ Critical Illness Cover With Life Insurance
18 May 2007
Bupa Individual ProtectionCritical-Illness Cover/ Critical Illness Cover With Life Insurance
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Calculated risks
17 May 2007
What are the real risks faced by pension scheme members and how can they be quantified?
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Changing fortunes
17 May 2007
Asset market returns in the first quarter of this year were tightly bunched, presenting a significant challenge to clients' portfolios.
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Charter for confusion
17 May 2007
I read with astonishment the press release by the PFS/CII to allow firms, rather than just individuals, to have chartered financial planner status.
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CII will not seek powers to confer degrees
18 May 2007
The CII has decided to maintain its status as a professional qualifications-awarding body and not to seek powers to confer degrees following a year long review. Results from a CII survey of members found that greater value was attached to the CII's professional and vocational qualifications than to academic degrees. CII deputy director general Bob Bullivant says it is vital for body to preserve the integrity of its qualifications, which are highly regarded around the world ...
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Click set for acquisition in sub-prime move
17 May 2007
Online life insurance broker Click is starting a sub-prime mortgage business and is looking to buy a mortgage brokerage.
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Cofunds call for improvement to pension transfers
22 May 2007
Cofunds has called for improved standards in the industry over the management of pension transfers.
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Commercial lending deal from Lighthouse
17 May 2007
Lighthouse has set up a commercial lending service which will enable its advisers to source loans for clients from a panel of lenders. Advisers which are not members of NACFB can write business through a referral arrangement with The Commercial Mortgage Desk.
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Commuter nightmares
17 May 2007
In my most recent article, I outlined the contents of an announcement from the Institute of Actuaries relating to the variability in commutation factors for retiring members of final-salary schemes. I would now like to develop the implications of this with regard to the advice given by advisers to these individuals.
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Complaints soar over online ads
17 May 2007
A record number of advertisements received complaints in 2006, says the Advertising Standards Authority's annual report, and complaints about online ads rose by 33 per cent.
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Cover
21 May 2007
perusal of Mortgage StratAegy should be enough to convince anyone that brokers are insufficiently re-munerated by lenders.
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Credit Suisse appoints head for absolute return
21 May 2007
Credit Suisse has appointed Tim Sweeting as head of institutional distribution for absolute return strategies, EMEA for the asset management business.
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CurriculumVitae
21 May 2007
name: Steve Cox
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Dalton backing Korea with pan-Asian launch
17 May 2007
Dalton Strategic Partnership has set up a pan-Asian equity fund, which will be managed by Sally MacDonald.
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Deal won't impinge on independence, says Gale
17 May 2007
Sesame chief executive Patrick Gale is reassuring members that the Friends Provident deal will not compromise their independence.
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Dennehy has doubts over Fidelity's choice
17 May 2007
IFA Brian Dennehy has attacked Fidelity's decision to appoint Sanjeev Shah as Anthony Bolton's successor on its UK special situations fund, branding the move as "Hobson's choice".
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Devil's advocates
17 May 2007
Following Money Marketing Live, the financial services chattering classes have the future of distribution at the top of their favoured subjects.
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Direct Life and Fool link for online deal
17 May 2007
Direct Life & Pensions Services has joined forces with Fool.co.uk. Fool will become an appointed representative of Direct Life offering an online and call centre life insurance service to its members and users, administered by Direct Life's systems.
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'Divide has become pension apartheid'
17 May 2007
Tory Shadow Chancellor George Osborne says the ever widening gap between public and private sector pensions is resulting in "pension apartheid".
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Doctor's orders
17 May 2007
The Phizackerley case has potential implications for a married couple looking to buy a second home.
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Does the FSA with-profits warning stack up?
21 May 2007
Aifa has attacked the FSA’s research into with-profits advice after pointing out several flaws in the methodology used by the regulator to jump to the conclusion that many advisers were not treating with-profits clients properly.
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'Don't force IFAs through factory gate'
17 May 2007
Skandia has hit out at the Association of British Insurers over its call for regulatory intervention to move advisers to factory gate pricing.
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Drawing the line on caveat emptor
17 May 2007
The issue of caveat emptor has come to the fore again. The FSA has made it clear that firms will be responsible for giving consumers all the information they need to make an informed decision.
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Equity move aims to bolster returns on fixed interest
17 May 2007
Multi-manager Smith and Pinching Portfolio Management has added a small weigh-ting in direct equities to its fixed-interest fund to boost returns.
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Ex-BlackRock chief joins Nevsky Capital
17 May 2007
Former BlackRock fund manager Gavin Corr is joining Thames River affiliate Nevsky Capital. Thames River is planning to launch two funds, including a European equity portfolio for Corr, who joins in September.
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Face the challenge
17 May 2007
Take a long-term and structured approach to recruitment.
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Fair game
17 May 2007
A few years ago, I had to take my car in for a full service and valet before it was sold. Except that when I went to pick up the car that evening, neither the service nor the valeting had been carried out.
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Fears over policing NPSS
17 May 2007
Pension experts are warning that the Government has failed to address how personal accounts will be policed.
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Fears over policing NPSS
17 May 2007
Pension experts are warning that the Government has failed to address how personal accounts will be policed.
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Fidelity MultiManager increases European exposure
21 May 2007
Fidelity’s MultiManager Investment team has increased its European exposure within the Fidelity MultiManager distribution fund after adding Resolution Argonaut’s European equity income fund.
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Fighting talk
17 May 2007
As 16 boxers were slugging it out at the third annual Square Up in the City, New Star Asset Management public relations manager Ben Robinson was laying down a challenge.
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Financial Express endorses Frontini appointment
16 May 2007
Financial Express fund analyst Sarah Beasley has praised Fidelity's appointment of relative unknown Mario Frontini to replace UK special sits bound Sanjeev Shah on the European aggressive fund.
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Food for thought
17 May 2007
Who would have thought the investment world could have recovered to the extent it had, mused the chairman of the curiously named Betelgeuse Investment Funds as he looked through the sales figures for the first four months of the year.
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Former Scot Am principal Swinney takes finance role in Scottish Parliament
17 May 2007
Former Scottish Amicable strategic planning principal John Swinney has been confirmed as cabinet secretary for finance and sustainable growth in the Scottish Parliament.
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Fortis links with S&P in fund deal
17 May 2007
Fortis Private Banking has signed a deal with Standard & Poor's to supply clients with its fund research, looking at analysis and ratings of 2,200 funds across equity, fixed income and alternatives.
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FOS lead ombudsman to become pensions and PPF ombudsman
21 May 2007
FOS lead pensions ombudsman Tony King has been appointed pensions ombudsman and Pensions Protection Fund ombudsman by the DWP.
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FOS protection claims down
22 May 2007
The ombudsman received almost 20 per cent fewer complaints for income protection insurance this year while complaints for payment protection insurance and similar products increased by nearly 40 percent.
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Foxtons and Alexander Hall sold to BC Partners
22 May 2007
Estate agent Foxtons, and its mortgage broker Alexander Hall, has been sold for £390m to private equity group BC Partners.
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Friends Prov buys Sesame
21 May 2007
Sesame has reassured its members that its buyout by Friends Provident last week won't leave the network giant single-tied with the insurance provider.
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Friends says time is right to take control
17 May 2007
Friends Provident says taking over Sesame and Pantheon Financial marks the next phase in its acquisition of distribution companies.
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Friends swoops for Sesame with £100m takeover deals
17 May 2007
Friends Provident has bought Sesame and Pantheon Financial Services in a £100m distribution shopping spree.
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FSA bans adviser for major client failings
21 May 2007
The FSA has banned Powell Price director Nigel Layton after finding him guilty of failing to pass on client premiums to insurers and leaving clients uninsured.
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FSA issues stark with-profits warning to advisers
16 May 2007
The FSA is to warn that many advisers are failing to treat their with-profits clients fairly by not offering them the ongoing advice they expect to receive.
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FSA sends out strong warning to small adviser firms
22 May 2007
The FSA has fired a strong warning to small adviser firms that they are not beneath the regulatory radar and will not escape its attention.
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FSA to recognise industry guidance for first time
16 May 2007
The FSA has confirmed supervision of outsourcing by firms will now take account of industry guidance issued by trade group Mifid Connect, the first time industry guidance has been used in this way.
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FSCS launches academy in bid to plug skills gap
17 May 2007
The Finance Services Skills Council has set up an academy to help plug the predicted future skills gap in the financial services sector.
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Game, set, match
17 May 2007
Flicking through Money Marketing recently, I was surprised to find what I thought was an article on tennis. It involved a company called Baseline Capital.
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Ghambir will run European hedge fund
17 May 2007
Recent recruit Ajay Ghambir will run a European equity long/ short hedge fund for MPC Investors to be launched in September.
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GMAC-RFC launches two year fix at 5.25 per cent
22 May 2007
GMAC-RFC new chief executive officer Simon Knight has marked the start of his tenure with the launch of a mainsteam two year fixed product at 5.25 per cent.
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'Go further afield for income'
17 May 2007
Sarasin Chiswell fund manager Graham Ashby says overseas income is becoming a more attractive option.
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Government's plan could cost billions
17 May 2007
The Government's controversial proposals to convert contract schemes to trust based schemes to "protect" existing savings could cost £4bn, according to industry estimates.
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Guilty by association
17 May 2007
How the recent case of Smith and Others vs HMRC has brought the associated operations rule into the spotlight.
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Half of advisers hold AFPC and 28% have G60
17 May 2007
Almost half of IFAs in the UK hold the advanced financial planning certificate, according to Money Marketing research.
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Half of IFAs see no provider support
17 May 2007
Fifty-five per cent of small to medium-sized directly regulated IFAs say they are not supported by product providers while 41 per cent say providers do not communicate effectively with them, according to research by IFA community internet portal Panacea.
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Halifax prepares for instant offers
17 May 2007
Halifax could become the first high-street lender to launch instant mortgage offers early next year.
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Hargreaves Lansdown business booms on LSE debut
16 May 2007
Shares in IFA and discount brokerage firm Hargreaves Lansdown have soared by more than 30 per cent as the group made its debut on the London Stock Exchange yesterday.
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Hargreaves Lansdown wants Omo as default
17 May 2007
Hargreaves Lansdown is urging the Government to make the open market option the default option for annuity sales to stop customers ending up in second rate products.
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Health service
17 May 2007
Ian Owen, chairman of Partnership Assurance, says many people are missing out on increased annuity payments for ill health resulting in impaired lives.
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Hips delayed until August 1
22 May 2007
The Government has delayed the implementation of Home Information Packs until August 1. The decision was made following an interim order preventing Energy Performance Certificates from being included in Hips from June 1.
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Hire ground
17 May 2007
As the nation's media comment on how much better or worse off we are after 10 years with Tony Blair at the helm, I have been thinking how my own little world has changed.
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Hit and myth
17 May 2007
Many brand-building exercises fail because companies mistake customer convenience for loyalty, says Simon Parker, director of public relations and marketing company SPS Marketing.
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HMRC set to slam factory gate shut
17 May 2007
James Salmon on moves to get tough on factory gate pricing.
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Honest opinion
17 May 2007
Recruitment consultants do not like my being frank with clients.
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IFAs called on to back factory gate pricing
17 May 2007
Advisers are being called on to embrace the Association of British Insurers' proposal to move to factory gate pricing as a way of adding more value to their businesses and improving the industry's reputation.
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Individual sales underpin Aegon
17 May 2007
Aegon UK saw a 37 per cent rise in life and pension sales in the first quarter.
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Industry up in arms with Balls
22 May 2007
Bonjour! Here I am in Nice where the weather is great but I have had little time to top up my tan as I’ve been rushing around the various conference rooms at the Money Marketing Retirement Summit.
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Inflation rate slows to 2.8%
17 May 2007
The UK's rate of inflation slowed to 2.8 per cent in April from 3.1 per cent in March after energy bills were cut, according to the latest figures from the Office of National Statistics.
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Investors force change to trusts
17 May 2007
Big generalist international investment trusts have been forced to change due to the demanding nature of investors, says iimia chief investment officer Nick Greenwood.
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Keydata Investment Services - Dynamic Growth Plan 17
18 May 2007
Keydata Investment ServicesDynamic Growth Plan 17
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Kirwan calls for action on declined claims
17 May 2007
Association of British Insurers protection committee chairman Nick Kirwan says declined claims are the biggest issue facing the industry and must be resolved quickly.
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L&G appoints offshore chief executive
16 May 2007
Legal & General International has appointed David Fagan as chief executive officer in Dublin and will be launching two offshore products later this year.
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Lawrence House's portfolio caution
17 May 2007
Lawrence House Financial Management says that, unlike some multi-managers, it is wary of holding the same funds and fund managers across all of its portfolios.
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Lifesearch highlights unsung protection policy benefits
16 May 2007
Protection specialist Lifesearch has compiled a list of what it believes to be the ten best unsung protection policy benefits. Included in the top ten is Extra Care from Liverpool Victoria, Bright Grey’s Helping Hand and Bupa’s Best Doctors.
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Lighthouse ties up deal with accountancy network
21 May 2007
LighthouseCarrwood has been chosen to provide financial advisory services to CerTax, the national professional accountancy network.
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Lord Sheikh
17 May 2007
The chairman and chief executive of Camberford Law has juggled a successful career at the Lloyd's broker with an active role in the House of Lords since becoming the Conservative Party's first Muslim peer. He sees his role as protecting and promoting the financial services industry. Interview by Paul McMillan.
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Lords defeat could give Government perfect excuse to delay Hips, says Boulger
22 May 2007
A House of Lords vote against Hips today would give the Government the perfect excuse to defer the 1 June start date, says Ray Boulger.
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Love apple
17 May 2007
With one pound now worth around two dollars, company profits expanding and US interest rates likely to fall, now is the first time for around five years that I am recommending buying American unit trusts.
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LV= appoints Holt as chairman
18 May 2007
LV= has appointed Dennis Holt as chairman, effective from July.
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LV= appoints new head of national accounts
17 May 2007
LV= has appointed Chris Hopkinson as head of national accounts for the intermediary division.
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Man Investments - Man AP Spectrum
18 May 2007
Man InvestmentsMan AP Spectrum
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Mortgage approvals fall says BSA
21 May 2007
Mortgage approvals have fallen from £4,248m in April 2006 to £3,910m in April 2007.
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Mortgage endowment complaints against IFAs on the increase, says FOS
22 May 2007
Mortgage endowment complaints remain high with a slight increase in IFA complaints despite a small drop overall, according to the FOS’s annual review.
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Mortgage Expo: CML calls for increased TCF focus
16 May 2007
The Council of Mortgage Lenders has called on its members to make the Treating Customers Fairly Forum set up by specialist lenders an industry initiative.
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Mortgage Expo: FSA issues ‘stay out’ equity release warning
17 May 2007
The FSA has warned advisers looking to enter the equity release market to ‘stay out’ if they are not willing to commit significant resources and investments to their operations.
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Mum's the word
17 May 2007
The financial services industry is missing out on a valuable resource by sidelining women who want to return to work part-time after having a family, writes Catriona Brand, a mother of one and a part-time adviser with a high-street bank.
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Munich Re appoints chief underwriter
16 May 2007
Munich Re Life Branch has appointed Paul Gyseman previously at GE Insurance Solutions as chief underwriter.
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NAPF launches poll to gauge pension concerns
22 May 2007
The National Association of Pension Funds has set up an online poll calling for delegates and members to give their views on which issues are causing them most concern.
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New chairman for Financial Objects
18 May 2007
Financial Objects deputy chairman Paul Fullagar has been appointed as chairman, effective from May 31.
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New Star fund opens to retail investors
17 May 2007
New Star has opened its international property fund to retail investors. The fund will offer a 1 per cent discount on the initial charge for all lump-sum investments during the offer period of May 14-June 4, with a fixed price of 50p per unit during the retail offer period, priced daily after the offer period ends.
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Nil-rate band is alive and well
17 May 2007
Peter French's letter (Money Marketing, May 10) seems, to me at least, to be overly pessimistic. Every individual liable to inheritance tax has a nil-rate band and the first step in any planning should be to ensure it is not wasted.
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No short cuts
17 May 2007
The FSA announced recently that the T&C sourcebook for retail firms will be made much shorter. In fact, all will be contained within fewer than five pages.
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Open season
17 May 2007
Hargreaves Lansdown is urging the Government to make the open market option the default for annuity sales.
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Out of Context
17 May 2007
"You look like Challenge Anneka."
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Over a third of IFAs want to redress the work-life balance
17 May 2007
More than a third of IFAs are somewhat or highly dissatisfied with their worklife balance, according to our survey.
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Pension scheme conversion costs could total 4bn
17 May 2007
The Government's controversial proposals to convert contract schemes to trust-based schemes could cost 4bn, according to industry estimates.
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Pensioner homes rise by £41.5bn in first quarter
21 May 2007
Rising property prices have seen British pensioners’ home values rise by £41.5bn in the first three months of this year, according to Homewise.
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People on the move
17 May 2007
17 May 2007
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Personal theory
17 May 2007
In any profession, there are those who are good, bad or downright mediocre at their jobs. Despite the plethora of training available most good advisers tend to be born and not made, claims Mortgage Talk sales director Michelle Brook.
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Plum 20% discount for SimplyBiz firms
17 May 2007
Plum Software is offering a 20 per cent discount to SimplyBiz members for all its technology solutions.
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Plum gives SimplyBiz 20% discount
16 May 2007
Plum Software is offering SimplyBiz menbers a 20 per cent discount on all its software products with immediate effect.
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Practitioner panel warns FSA about effect of too many reviews
17 May 2007
The Financial Services Practitioner Panel has urged the FSA to consider the impact on retail firms of the number of reviews, projects and thematic initiatives it conducts.
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Prestbury to use new mortgage system
17 May 2007
The Prestbury Network has announced it will use the MortgageStream casemanagement system to support its business. Prestbury members will be able to utilise MortgageStream to facilitate caseprocessing, manage their new business pipeline, client relationships andmanagement information. Prestbury Network sales director Kevin Sample says after extensive researchMortgageStream came out on top. He says: “The MortgageStream client management and workflow ...
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Price's words are an insult to women
17 May 2007
Having read the letter, "Thinc again on women from Fiona Price", I feel I have to respond. This is the second time I have been outraged by comments made by Fiona Price.
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Product matters
17 May 2007
There's no doubt the New Star international property fund is the hot launch of the summer but is it a truly innovative and worthwhile investment or simply a way for New Star to cash in on its stellar property brand?
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Protecting pension policies
17 May 2007
Is the Government only paying lip service to protecting existing pension schemes when personal accounts are introduced?
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Quote...unquote
17 May 2007
Why is the premium we quote to clients not always what they will pay?
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'Rate rise does not go far enough'
17 May 2007
F&C growth and income manager Ted Scott has hit out at the Bank of England's monetary policy committee for raising the base rate by just 0.25 per cent.
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Reckless generic
17 May 2007
The Government seems determined to bring in some form of generic advice.
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Redwood pledging to downscale FSA
17 May 2007
John Redwood says he will focus on reducing the size and strength of the FSA and lowering regulatory fees for advisers.
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Regulator ends split-cap investigation
21 May 2007
The FSA has announced an end to its split-cap investigation with a further number of individuals agreeing not to perform customer and significant influence functions for various time periods.
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Resolution Asset Management CIO bullish on market high
18 May 2007
Resolution Asset Management chief investment officer for UK equities Peter Reid believes that the FTSE 100 will break it’s all-time record of 6,930 next year with the bull market set to continue until at least 2009.
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Resolution property manager quits
17 May 2007
Resolution Asset Management UK property fund manager Sandy Thompson has resigned from the firm.
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'Return to work' deal from Towry
17 May 2007
Towry Law is looking beyond the traditional IFA pool and launching a "return to work" scheme for professionals considering careers as wealth advisers.
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RICS in last-ditch legal bid to block Hips
17 May 2007
The Royal Institution of Chartered Surveyors has started legal proceedings against the Government over home information packs.
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Room for improvement in treating customers fairly
17 May 2007
The industry still has a long way to go to embrace the FSA's treating customers fairly regime, according to a newly launched consultancy.
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'Royal' website redirect fuels merger rumours
17 May 2007
Royal Liver and Royal London have denied that a website link is evidence they are close to a merger.
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Satchell hails Tiner's reign
17 May 2007
ABI chairman Keith Satchell has paid tribute to outgoing FSA chief executive John Tiner, saying he has turned the UK regulatory system into "one which is the envy of much of the rest of the world".
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Sesame, You’ve (finally) got a Friend
17 May 2007
At last the wait is over. Friends Provident this week came to the rescue of Sesame, the IFA network with a burgeoning direct arm and comparatively strong multi-tie proposition that now has a single, dedicated provider parent.
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Shah to carry on special sits style
17 May 2007
Sanjeev Shah's appointment to replace Anthony Bolton on Fidelity's flagship £3.2bn UK special situations fund has been broadly welcomed by advisers.
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Shah will cut stocks but stay contrary
17 May 2007
Sanjeev Shah says investors will not see any radical changes in the way the special situations fund is run when he takes over from Anthony Bolton.
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'Sipp clients better off in a PPP'
17 May 2007
The Sipp market is becoming oversaturated and the majority of people taking out Sipps would be better suited to personal pension policies, according to outgoing Selestia marketing director Bill Vasilieff.
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Skandia pays 88% of critical claims
17 May 2007
Skandia paid out on 88 per cent of critical-illness insurance claims totalling more than 181m to 1,920 policyholders last year.
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Softly, softly approach
17 May 2007
Multi-manager Cazenove has broadened the commodity exposure within its diversity fund by reducing its holding in JP Morgan natural resources by 10 per cent to establish a new position in the Schroder agricultural fund.
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SSP to buy Sirius
21 May 2007
Software Solutions Partners looks set to buy adviser software provider Sirius after the two companies reached agreement on the terms of the acquisition.
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Standard and Scot Prov added to Webline IP panel
22 May 2007
Capita Enabler’s adviser portal Webline has added Standard Life and Scottish Provident to its panel of income protection providers.
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Standard takes 25% stake in Threesixty
17 May 2007
Standard Life has bought a 25 per cent stake in IFA support service provider Threesixty.
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Sub-prime ministering
17 May 2007
Abbey appears to have chosen to partner with a specialist in a bid to re-enter the sub-prime market, says Tanya Powley.
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Survey shows average IFA earning £30,000
17 May 2007
MM probe finds senior advisers on £40,446 and trainees getting just over £23,000.
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SWIP appoints Dickson to new European equity role
22 May 2007
Scottish Widows Investment Partnership has appointed Kathleen Dickson to the newly created role of European equity product specialist.
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Tenet and Leeds Building Society link for overseas advice
22 May 2007
Tenet has teamed up with Leeds Building Society to expand the society's overseas business model.
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Thames moots fettered fund for Potter and Burdett
17 May 2007
Thames River is looking at launching a fettered multi-asset fund of funds involving Gary Potter and Robert Burdett when they join in August.
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The heart of the matter
17 May 2007
As a relatively new business, we have watched the launch of wrap propositions with interest and just before Christmas began a fact-find exercise followed by detailed due diligence on our short list of wrap providers.
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The key to the door
17 May 2007
The Government's Open Market Home Buy scheme for key workers has got off to a slow start due to lack of awareness among the public and advisers finding the scheme confusing, reports Helen Pow.
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The rate composers
17 May 2007
Five-page special report opens with Mike Kipling, deputy chairman of The Actuarial Profession's life board, explaining the computations that go into setting annuity rates and how they work to protect the pensioner throughout retirement.
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The rebate risk
17 May 2007
Margaret Jago, technical manager at Aegon Scottish Equitable International, considers why the Treasury took action over commission rebating on offshore bond business and why some life offices have welcomed the move.
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Thinc consultant says Price comments insult women
17 May 2007
A female Thinc Group financial consultant has accused Fiona Price of belittling women in the debate on how to encourage them to enter the industry.
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Thinc TV widening reach with streaming
17 May 2007
Thinc group's online TV channel, Thinc TV, is starting to use internet streaming technology to deliver content on demand to over 1,000 financial advisers and staff.
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Thoresen calls on industry to engage in generic review
17 May 2007
Aegon UK chief executive Otto Thoresen says the industry must engage in the generic advice review or suffer a further hit to its reputation and loss of future business.
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Three more firms sign up to Nucleus
17 May 2007
AJS Wealth Management, Intelligent Capital and Ward Mitchell have signed up to the Nucleus platform, bringing the total to 13.
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Tories fail to scrap Hips
16 May 2007
The Conservatives have failed to derail Home Information Packs after losing a vote to scrap the controversial policy in the House of Commons today.
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Trigold announces new secured loan lender service
17 May 2007
Trigold has unveiled the lenders and master brokers who are part of the new Secured Sourcing module to be launched to Trigold subscribers.
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Two of GMAC-RFC's...
17 May 2007
Two of GMAC-RFC's corporate account managers David Tickle and Simon Jones have successfully climbed 5,895m to reach the top of Mount Kilimanjaro. The pair have raised over £13,500 so far for Marie Curie, a charity which is close to both their hearts. By the end of June, this figure will have reached £15,000. Simon was diagnosed with cancer four years ago and has lost six members of his family to the disease. David Tickle also lost a friend to cancer.
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UK pensions schemes move into surplus
18 May 2007
UK pension schemes have moved into surplus for first time in over five years, according to research from Aon Consulting.
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'We have come a long way,' says Tiner
17 May 2007
Outgoing FSA chief executive John Tiner says the life insurance industry is unrecognisable compared with when he joined the regulator in 2001.
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What's it all about, alpha??
17 May 2007
Are constraints eating your alpha, and other pompous verbiage??
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Widows appoints head of distribution development
17 May 2007
Scottish Widows has appointed Robert Kerr to the newly created role of head of distribution development.
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Winterthur says Asps still offer opportunities
18 May 2007
Winterthur says Asp can still be used as part of financial planning and there are ways to keep the surplus on Asp tax free.
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Word power
17 May 2007
When I was asked to write this column, my first thought was: what career? It is not a term I would normally use to describe the succession of job changes I have made over the past two decades.
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Would retrospection be step in wrong direction?
17 May 2007
Nicola York says the critical-illness industry is split in two on applying policy enhancements to existing customers.
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'Wrap offers efficiency and won't replace advice'
17 May 2007
Wrap should not be considered a threat because it will help drive client interest in investment and help advisers work more efficiently, says Baigrie Davies director Amanda Davidson.
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Yardley says 'generic advice' devalues IFAs
17 May 2007
The introduction of generic advice runs the risk of devaluing the work of financial advisers, Royal London has warned.
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Yield trip
17 May 2007
UK equity income funds remain as popular as ever. That is not surprising considering that they meet the objectives of so many of our clients - capital growth and income growth.
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You can't hold back TCF tide
17 May 2007
The FSA has stressed the importance of treating customers fairly and has issued numerous fines in the last few months to demonstrate that they mean business.
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Zurich Financial Services - Guaranteed Capital Account 12
18 May 2007
Zurich Financial ServicesGuaranteed Capital Account 12




