Money Marketing
15 October 2009
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Pada must adopt laws of attraction
15 October 2009
John Lawson calls for carousel system for personal accounts.
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A question of affordability
15 October 2009
The FSA looks set to hand lenders total responsibility for mortgage affordability Christopher Jarvis reports
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ABI back to drawing board on TPD plans
15 October 2009
The Association of British Insurers is likely to hold another consultation on its proposals to scrap total permanent disability from critical-illness policies after negative feedback.
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ABI wants change to estate rules
15 October 2009
The Association of British Insurers is calling on HM Revenue & Customs to revisit its rules around the way it governs a person’s estate following their death in order for providers to issue a part-payment on life insurance claims.
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Acting the goat
15 October 2009
“I worry we are increasingly scapegoating particular groups in society, in this case public sector workers.”
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Adviser concern at flood of bond cash
15 October 2009
Leading funds double in size
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Adviser Fund Index
15 October 2009
“There is not a great of choice of financial funds,” says Rowan head of research Tim Cockerill, “but among the few ones out there, the choice is an easy one.”
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Advisers call for absolute returns sector to be split
15 October 2009
Advisers have called for a split in the absolute returns sector, saying differing strategies are hindering a meaningful comparison of funds.
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Aegon will cover costs of drawdown system error
15 October 2009
Aegon has insisted it will cover any tax charges imposed by HM Revenue & Customs on income-drawdown customers affected by an historic systems error at the firm.
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Alliance reliance
15 October 2009
Alan Lakey discusses the new IFA group he is forming to fight against misregulation.
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Auto-enrolment could hit providers' income
15 October 2009
Providers could be set for a financial hit as many pension savers are likely to stop contributing to existing private pension contracts when auto-enrolment kicks in during 2012, according to Syndaxi.
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Aviva enhances adviser website
19 Oct 2009
IFAs can now view new and exisiting client information in one place.
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Back to basics
15 October 2009
“No doubt everybody stopped talking about asset allocation because it really did not matter too much where you were invested in 2008 - pretty much everything went south.”
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Capital Asset wins prize for potential
15 October 2009
Bruce Wilson, Brian Sweeney and Jeremy Deeds were appointed to the board at the annual IFP conference.
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Chief ombudsman required - no experience necessary
15 October 2009
Peter Hamilton is a barrister specialising in financial services at 4 Pump Court
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Cofunds offers to negotiate pricing terms
15 October 2009
Cofunds is offering to negotiate pricing terms with the top 30 or so fund groups as part of its proposed fee changes.
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CPI inflation at five-year low
15 October 2009
Consumer price index inflation fell to its lowest level in five years in September. CPI annual inflation was 1.1 per cent last month, down from 1.6 per cent in August, according to the Office for National Statistics.
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Cutting the baby bonds
15 October 2009
Chris Salih on Tory plans to axe child trust funds
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Dalton-Brown quits FundsNetwork
15 October 2009
Fidelity FundsNetwork head David Dalton-Brown is leaving the firm after four years.
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Dampier defends Woodford income strategy
15 October 2009
Hargreaves Lansdown head of research agrees with defensive stance
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David Hambridge: The misprice is right
15 October 2009
The spectacular rally in stockmarkets has been referred to as the dash for trash, with cyclical and geared companies enjoying the biggest rally.
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Down but not out
15 October 2009
Mark Dampier’s Fund Focus: Neil Woodford’s Invesco funds
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Early day motion on casino banking
15 October 2009
Treasury select committee chairman John McFall and Labour MP Alun Michael, both members of the Christian Socialist Movement, have tabled an early day motion calling for the separation of speculative casino banking from traditional retail banking.
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Ex-Skandia chief joins Cofunds
15 October 2009
Former Skandia UK business unit head of finance Mark Williams is joining Cofunds as its new finance director.
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Firms look to plan B for personal accounts
15 October 2009
Life offices form group to develop alternative to personal accounts.
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Firms put RPI-linked annuity rises on hold
15 October 2009
Insurers to hold off increasing inflation-linked annuity income to recoup costs.
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Focus on your clients
15 October 2009
Simon Chamberlain ViewpointCustomers value planning advice, not product selection
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Fortis teams up with PosSol and DLP
19 Oct 2009
Fortis Life UK has signed a new partnership deal with Direct Life & Pensions and Positive Solutions.
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FSA appoints FSCP vice-chairman
15 October 2009
The FSA has appointed Kay Blair as vice-chairman of the Financial Services Consumer Panel, succeeding Adam Phillips, who became chairman in July.
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FSA bans Atom Associates chief
15 October 2009
The FSA has banned Atom Associates director Ayodele Olubunmi Thomas for submitting inflated income information to obtain mortgages and loan advances.
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FSA sends out warning on IFA consolidation vehicles
20 Oct 2009
Regulator says firms must manage potential conflicts of interest and ensure all clients are treated fairly.
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'Get rid of your government bonds'
15 October 2009
Schroders head of global fixed income Nick Gartside believes that a storm is brewing for government bonds and has warned investors to sell out of them.
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Government risking legal action on auto-enrolment
15 October 2009
The Tories have raised concerns that a phased approach to auto-enrolment could lead to lawsuits against the Government on the grounds of discrimination.
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Henderson New Star shines for Pease
16 Oct 2009
Henderson New Star: New Star European Special Situations Fund
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HSBC puts Gulf plans into play
15 October 2009
HSBC Global Asset Management has launched a Middle East and North Africa fund.
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IFP moves focus to core skills
15 October 2009
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Income benefits
15 October 2009
Kira Nickerson Investment Matters
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Industry to foot money guidance bill under Tories
15 October 2009
The Conservatives have revealed they will saddle the financial services industry with the £2.7bn bill for setting up and running the money guidance scheme if they win the next election.While the present Government plans to co-fund money guidance with FSA-regulated firms, Shadow financial secretary to the Treasury Mark Hoban says a Tory Government would make the industry foot the bill.In its white paper published in July, the Treasury said the generic advice scheme would ...
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Insight using call options to control exposure risks
15 October 2009
Insight’s multi-asset team is using long and short investment strategies and derivatives to generate returns from specific parts of the market and reduce risk in its multi-manager portfolios.
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Intrinsic recruitment methods under fire
15 October 2009
Honister Capital has hit out at Intrinsic for writing to its advisers soliciting a meeting with its recruitment team while IFAs were in Brighton attending Honister’s annual conference.
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Jones quits Friends Prov for LV= protection role
15 October 2009
Friends Provident head of protection Mark Jones has resigned to join LV=.
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Labour in fool's paradise over pensions, say Tories
15 October 2009
Shadow pensions minister Nigel Waterson is in a belligerent mood when Money Marketing catches up with him at the Conservative Party conference in Manchester.
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Lakey sets up lobbying body to aid advisers
15 October 2009
Highclere Financial Services partner Alan Lakey is launching a not for profit organisation called Adviser Alliance to lobby politicians and regulators on behalf of IFAs.
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Lion's share
15 October 2009
James Smith Boutique View
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Looking for dividends
15 October 2009
Annie Shaw assesses the difficulties of seeking income at a time that dividend-payers are cutting their payments but reports that a revival could be in sight
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LSE warns of importance of strong securities regulator
15 October 2009
London Stock Exchange chief executive Xavier Rolet has warned of the importance of maintaining a strong securities regulator.
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LV= pilots flexible guaranteed bond
15 October 2009
LV= is piloting a flexible guaranteed bond which, if successful, will be extended to the firm’s Sipp.
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Make MI tech your top priority
15 October 2009
Dig deep in your pockets and buy the technology you need to reduce your TCF compliance risk or you should be very frightened of the FSA
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Mann urges rethink on phasing in RDR
15 October 2009
Skandia chief development officer Peter Mann is calling for the RDR to be phased in between 2012 and 2014.
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Mark Harris: Bring back lending balance
15 October 2009
“HSBC should be applauded for its commitment to the mortgage market. But what about other lenders?”
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Men leading on pension saving
15 October 2009
The gender gap in pension savings has widened, according to Scottish Widows’ fifth annual women and pensions report. It found that only 47 per cent of women are saving adequately compared with 59 per cent of men.
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Mervyn King calls for clear split in banking functions
21 Oct 2009
Governor warns speculative activites will continue to lead to failures.
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MM leader: Eagle wings it
15 October 2009
Last week’s Money Marketing interview with pensions minister Angela Eagle was typical of a Government blaming everyone else for the trouble they are in. Eagle blamed IFAs for the general public’s reluctance to save into a pension and attacked the industry for ignoring low to middle earners.
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Moonraker fears fallout if banks have to sell stocks to pay back cash
15 October 2009
Fund of hedge funds manager Moonraker is taking a cautious view on equities in its global opportunities fund.
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Mortgage affordability move could risk broker relations
15 October 2009
Potential news FSA rules may spell the end of the pure mortgage broker
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NDFA on the brink of administration
15 October 2009
Structured product provider NDF Administration is likely to be placed into administration this week, Money Marketing understands.
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Nick Flynn
15 October 2009
Just one year on from setting up the business from scratch, The Retirement Adviser’s head of financial planning has made impressive headway in the sector and is determined to continue pushing on the open market option and to raise awareness of enhanced annuities
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'No need to bring in level proc fees'
15 October 2009
Brokers warn tipped FSA move would not solve anything.
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NSA can deliver work-based assessments
15 October 2009
The National Skills Academy says it is gearing up to deliver work-based assessments for advisers as an alternative to RDR exams as pressure grows on the FSA to allow this method of assessment.
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Osborne delivers the pivotal moment
15 October 2009
“It was George Osborne’s speech that was the pivotal moment of the week, not David Cameron’s.”
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Out of context
15 October 2009
“What he doesn’t know about cycling shorts is not worth hearing.”
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Party spirit
15 October 2009
“Conservative plans to scrap the FSA must not lead to more red tape for IFAs.”
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Passion will bear fruit
15 October 2009
Peter Le Beau calls for an injection of passion and energy into the protection market.
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Personal distance
15 October 2009
The industry needs to hear more about what the Conservatives have planned.
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PosSol to ringfence payments in fraud probe
15 October 2009
Positive Solutions is to ringfence partners’ unclaimed fees and commission prior to 2008 following a recent investigation into an alleged fraud by an ex-PosSol adviser.
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Protection policy
15 October 2009
What about the plight of clients when a firm hits the buffers?
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Regulation is a balancing act
15 October 2009
Shadow financial secretary to the Treasury Mark Hoban warned that over-regulating financial services will increase provider costs and lead to consumer detriment.
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Schroders' Buxton sees a winter of discontent
15 October 2009
UK equity managers are bracing themselves for strong economic headwinds in 2010, with Schroders’ Richard Buxton warning of a “winter of discontent”.
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Senior service could be sunk by the RDR
15 October 2009
Lee Jones reports on the predicament for experienced IFAs who face having to study for and pass tough new exams with no account being taken of their record in the business
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Setting the boundaries of redrawn regulation
15 October 2009
Nicola York interviews Tory Shadow Treasury Financial Secretary Mark Hoban over the shape of regulatory reforms and the prospects for product regulation
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Settlor of the land
15 October 2009
Continuing on the subject of the underlying investments of trust-based IHT planning solutions
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Shining yields
15 October 2009
Lee Jones asks five leading UK equity income fund managers where they see the best investment opportunities
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Show of strength
15 October 2009
The next trend could be focusing on companies with visible sources of growth in the next few years
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Strategic withdrawal
15 October 2009
Colin Jelly says the value of advice comes to the fore when surrendering all or part of a single-premium bond.
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Strong nerve needed for private equity
15 October 2009
I have not lost my faith in the sector but am not sure it is going to bounce back very swiftly.
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The essence of investment
15 October 2009
Advisers need to take a range of measures to ensure investments continue to be suitable for their clients
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The industry likes what it's hearing
15 October 2009
Osborne has begun to turnaround the City doubters.
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The state of pensions to come
15 October 2009
Gregor Watt reports that Tory plans to raise the state pension age could be just the start of further rises as longevity continues to increase
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The value of work-based assessments
15 October 2009
The plight of many older advisers worried about taking the mandatory examinations required by the retail distribution review is being conven-iently ignored by the FSA.
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Threadneedle calls time on ailing fund
15 October 2009
Threadneedle is closing its UK money market fund following significant redemptions.
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Threadneedle picks head of distribution
15 October 2009
Threadneedle has appointed Campbell Fleming as the group’s head of distribution.
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TMP collapse fires up will for Honister to succeed
15 October 2009
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Tories to overhaul tariff income ruling
15 October 2009
Conservatives to review tariff income rules around savings to make means-testing fairer.
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Towry Law chief taken to task over fund charges
15 October 2009
West Riding Personal Financial Solutions managing director Neil Liversidge has called on fee-only advocate Towry Law to justify how the firm’s fund charges differ from initial or trail commission.
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Trenner slams Saga over L&G link-up
15 October 2009
Intelligent Pensions technical director David Trenner has hit out at Saga Personal Finance’s link-up with Legal & General to provide annuities direct to customers. He says Saga fails to mention that L&G does not offer the best rate for most clients.
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Trust your policy
13 Oct 2009
The Association of British Insurers is calling for the HMRC to revisit its rules around the way it governs a person’s estate following their death in order for insurance providers to issue a part-payment on any life insurance claim.
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UK equity income
15 October 2009
The facts and figures for UK equity income
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Unquoted pitfalls
15 October 2009
David Baker, legal director of Wealthtime, sets out some of the problems that can be encountered for Sipp providers in the area of unquoted shares
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Yellowtail points to the value of life planning services
15 October 2009
Firms that develop life planning services add value to their business and offer their clients a more rounded service, says Yellowtail Financial Planning.




