12 October 2005
Alliance & Leicester head of intermediary mortgages Mehrdad Yousefi says the traditional earnings' multiple approach no longer fits the mortgage market
Pensions and party politics have never been comfortable bedfellows. Pensions, by their very nature, need long-term solutions whereas the governing party can never see beyond the next election.
Small-cap funds have shown stunning performance over recent years but Nicola York discovers some analysts believe that the sector has hit its peak
Skandia pension marketing manager Billy Mackay says some product structures are simply not being built for the long term
We have recently seen a big upsurge in those attending regional Personal Finance Society meetings, compared with former LIA or Sofa meetings.
Irarely respond to Nic Cicutti's column, not least because I do not wish to encourage him, but I cannot allow him to rewrite the past with such disregard for the facts. In a recent column, he suggested that the IFA Association had acted against the consumer interest during its opposition to the pension review and this had caused the reorganisation of IFA representation.
If a consumer takes out a mortgage or a loan they are advised in no uncertain terms that their home is at risk if they fail to keep up repayments. A sound piece of advice.
This week by The Times' deputy personal finance editor Antonia Senior Despite the reservations of those of us addicted to print, the online side is becoming crucial.
Once in a while, it is possible for a high official to hit the nail on the head.
It is that time of year when I take myself off to my annual pilgrimage in the West Country.
The Close IHT Aim VCT has almost everything for investors. As well as the usual venture capital trust advantages, such as 40 per cent income tax relief and regular tax-free dividends and avoidance of capital gains tax, it also gives full protection against inheritance tax after five years. But most important of all, its investment management is superb.
Chinese government share issue programme is designed to encourage foreign investment
MFS International UKMFS Meridian Research Bond Fund
One of the mortgage industry's biggest figures has set of a wave of speculation about his next move after his defection from HBoS with a team of four to join private equity firm Oakwood. John Lappin looks at the career of a controversial character
Despite what we do as a business, I am under no illusion that tax, while important, is secondary to performance
There has been plenty of movement on the job front in the past few weeks but what has made this activity particularly interesting is that those on the move have been senior figures of some calibre.
I am angered by the debates regarding multi-manager investments. Providers seem to be portraying fund-of-fund propositions as better than manager-of-manager propositions and vice versa. We should all be trying to convert the unconverted IFAs into understanding the benefits of multi-manager propositions.
The death of one of this country's greatest comics, Ronnie Barker, made me think just how funny the whole distribution set-up in this market is.
One of the inevitable consequences of depolarisation, or so we were all told, was that a sizeable proportion of the current market would inevitably move to a multi-tie relationship. It is reasonable to assume that anything between 20 and 25 per cent might take the multi-tie route at some future stage.
Ucits' directives hand retail investors chance to 'short' the market without resorting to hedge funds
Truth or consequences could turn out to be a losing game for mortgage firms, says Pensions Associates Ltd business development director Richard Mattison, who urges companies to curb unbridled Sipp enthusiasm
Positive Solutions has long been recognised as the leading IFA in the country when it comes to the use of technology
Philip Scott talks to Schroder Mid 250 fund manager Andy Brough who has doubled investors' money over the past three years, massively outperforming the index which presents a constant challenge as the composition of the benchmark changes so frequently
Following the departure of head of specialist lending Michael Bolton along with four other directors to Oakwood Group, HBoS, one of the biggest financial insti-tutions in the UK, maintains that it is business as usual.
There are various options open to a couple who want to help their daughter gain her independence and find a new home
Skandia Investment Management has established a multi-manager ethical fund which combines a fund of funds with a manager of managers' approach.
From Bolton to Brown, our panel discuss Fidelity splitting special sits and the Chancellor's oil tax
Fund selection expertise, ease of administration and increased regulation are the key reasons for choosing multi-manager products, according to a survey by Credit Suisse Asset Management.
Last week's breakthrough in talks over Turkey's accession to the EU has thrown the country's investment potential into the spotlight.
Multi-manager T Bailey has hit out at fund of fund managers which have audited total expense ratios above 3 per cent.
There is a new method of divorce practice called Collaborative Law.
Aifa's scope of membership vote has finally been cast and counted and the financial services sector has yet another acronym to grapple with.