Money Marketing
12 March 2008
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Milburn leaves Royal Liver and insurance industry behind
14 Mar 2008
Progress from Royal Liver IFA market manager Andy Milburn is leaving the firm in April after five years.
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£12M deal sees top two IFA firms merge
13 Mar 2008
Falcon Group parent firm Sumus and Lighthouse Group are to merge, creating the biggest autonomous IFA firm in the market.
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5,000 Use Trigold training
13 Mar 2008
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71% Of people plan for retirement from 28
13 Mar 2008
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A shaw thing
13 Mar 2008
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Abbey Road
13 Mar 2008
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Abbey slashes new build BTL LTV to 65%
18 Mar 2008
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ABI says dual charge is fair way for personal accounts
13 Mar 2008
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Accrual twist over link to contributions
13 Mar 2008
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Advisers confident over re-mortgage and protection, says L&G
17 Mar 2008
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Advisers wary of using single wrap
13 Mar 2008
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Aegon buoyed by strong protection and annuity sales
13 Mar 2008
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Altmann on alert over generic pension advice
13 Mar 2008
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Anna Sofat launches 'haute couture' wealth firm for women
12 Mar 2008
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Art and science
13 Mar 2008
One of the challenges of a professional body is to ensure value is delivered to all members. It is important that events and activities in addition to learning are available and for to be in different formats to meet members' preferred learning styles.
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Assetmaster widens its links
13 Mar 2008
Williams de Broe's assetmaster funds are being made available through Merchant Investors' OneSipp and investment portfolio products.
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Atlantis IM grows India team
12 Mar 2008
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Aussie rules
13 Mar 2008
Which internet search engine has the most visits per user? Google? Yahoo? Actually, it is naver.com, the number one search engine in South Korea.
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AWD Chase de Vere launches new tax and trusts division
17 Mar 2008
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Bank function
13 Mar 2008
The liquidity squeeze is now biting across the board. In extreme cases, lenders are shutting up shop until further notice while others are withdrawing product ranges, tightening criteria and increasing their pricing. In the sub-prime sector, Future has just withdrawn its very heavy product and Accord has made drastic cutbacks, having already, as with C&G, pulled out of the 100 per cent market and reduced its maximum mainstream LTV to 90 per cent.
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Bear Stearns seeks emergency funding from Fed
14 Mar 2008
Bear Stearns has been forced to seek emergency financing from the Federal Reserve Bank of New York and JP Morgan Chase & Co after its liquidity position sharply deteriorated.
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Big increase in candidates taking entry level IFA exam
14 Mar 2008
The ifs School of Finance has reported a large rise in the number of people taking its certificate for financial advisers.
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Bio logic
13 Mar 2008
Biofuels are set for rapid expansion in the next few years. Rising oil prices, ethical concerns and a realisation that oil stocks are finite are all causing an increase in interest.
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Blue Sky Asset Management - Protected Income Plan
18 Mar 2008
Blue Sky Asset ManagementProtected Income Plan
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BM Solutions withdraws sub-prime self cert range
13 Mar 2008
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Bonds still have their uses
13 Mar 2008
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Bridge over troubled Waters
13 Mar 2008
Last week the FSA issued a warning to advisers with white-labelled fund ranges that it would not tolerate any return to "the bad old days of broker funds".
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Broker Talkback
13 Mar 2008
Do you think Otto Thoresen's plans for a generic advice style service, called money guidance, will benefit the adviser community?
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BUDGET 2008 NEWS: ABI criticises Govt for uncertainty caused by CGT
12 Mar 2008
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BUDGET 2008 NEWS: Cameron says Govt having credibility crunch
12 Mar 2008
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BUDGET 2008 NEWS: CGT raises concerns for life offices
12 Mar 2008
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BUDGET 2008 NEWS: Darling delays income shifting rule
12 Mar 2008
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BUDGET 2008 NEWS: Fidelity urges advisers to avoid spurious yarns on bonds
12 Mar 2008
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BUDGET 2008 NEWS: Fund managers mixed over "green" Budget
12 Mar 2008
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BUDGET 2008 NEWS: IFAs might prefer UTs/Oeics to bonds says pi Financial
12 Mar 2008
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BUDGET 2008 NEWS: Inflation will not mirror early 90s
12 Mar 2008
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BUDGET 2008 NEWS: Isa limits remain but extension of savings gateway
12 Mar 2008
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BUDGET 2008 NEWS: Ken Livingstone to benefit from Darling's tax relief if he loses Mayoral race
12 Mar 2008
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BUDGET 2008 NEWS: KPMG says non-doms may get year’s grace
12 Mar 2008
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BUDGET 2008 NEWS: Nick Clegg says Budget is "act of political ventriloquism"
12 Mar 2008
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BUDGET 2008 NEWS: Night-time residency test for non-doms
12 Mar 2008
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BUDGET 2008 NEWS: No retreat on non-doms date
12 Mar 2008
Controversial tax legislation for non-domiciled residents in the UK will be implemented within weeks, says Chancellor Alistair Darling.
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BUDGET 2008 NEWS: Simon Ward surprised by net gilt issuance
12 Mar 2008
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BUDGET 2008 NEWS: Six month extension for IIP trustees and beneficiaries
12 Mar 2008
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BUDGET 2008 NEWS: Stamp duty slashed on shared-ownership homes
12 Mar 2008
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BUDGET 2008 NEWS: Transitional 22% rate for charity gift aid
12 Mar 2008
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BUDGET 2008 NEWS: UK growth slower than expected
12 Mar 2008
Britain's GDP has been forecasted as lower than initially anticipated in today's Budget announcement.
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BUDGET 2008 NEWS: Working party to help liquidity
12 Mar 2008
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Budget fails to excite on pensions but CGT clarification welcomed
13 Mar 2008
The consensus from the pensions community was that it was a pretty dull Budget but the life industry welcomed the clarity surrounding capital gains tax.
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Budget ignores liquidity crunch
14 Mar 2008
Suggesting this week’s Budget was disappointing for those in the mortgage market is a bit of an understatement.
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BUDGET NEWS 2008: Budget does nothing for FTBs
12 Mar 2008
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BUDGET NEWS 2008: CML says Government ducked responsibilities
12 Mar 2008
The Council of Mortgage Lenders says the Government have ducked the pressing nature of the issues facing mortgage markets but welcomes the Government’s consultation.
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BUDGET NEWS 2008: Higher tax relief limit on EIS
12 Mar 2008
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BUDGET NEWS 2008: No change on CGT for bonds
12 Mar 2008
The Government says it will not change the taxation of life insurance bonds as a result of its capital gains tax reforms.
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BUDGET NEWS 2008: Only 24 days to exploit new CGT rules
12 Mar 2008
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BUDGET NEWS 2008: Tax relief on thousands of savings could be lost says AWD Chase De Vere
12 Mar 2008
The budget not only fails to address long term savings gap but in fact could mean tax relief on thousands of pounds of savings could be lost says AWD Chase de Vere.
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BUDGET NEWS 2008: Tisa backs Saving Gateway
12 Mar 2008
Tisa applauds the Government’s announcement to create a new kind of savings scheme targeted at low and moderate earners, who are often least able to save.
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BUDGET REACTION: Be cautious before switching clients, warns Ken Davy
13 Mar 2008
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BUDGET REACTION: Changes leave IFAs on neutral ground, says Peter Mann
13 Mar 2008
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BUDGET REACTION: No change in bond sales for Tenet
13 Mar 2008
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BUDGET REACTION: Relief over offshore mortgages, says PKF
13 Mar 2008
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BUDGET REACTION: Woolley on what it means for advisers
13 Mar 2008
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CAB figures evidence of looming housing crash, says Cable
18 Mar 2008
Liberal Democrat Shadow Chancellor Vince Cable says new figures from the Citizens Advice Bureau are further evidence a housing crash is looming.
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Cameron cuts to credibility crunch
13 Mar 2008
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Cash landing
13 Mar 2008
Cash and cash prod-ucts are attracting the attention of product providers and advisers.
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Cash reserve facility most used fund, says Cofunds
18 Mar 2008
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Catalyst for change
13 Mar 2008
The recent statement by the chairman of Friends Provident, which is available for all to read on its website, clearly demonstrates the challenges for product providers in managing their capital base effectively.
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Caution urged on bond switch
13 Mar 2008
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Certainty offers opportunities on CGT choice
13 Mar 2008
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CII's Bob Bullivant to head up Annuity Direct
13 Mar 2008
Annuity Direct has appointed Chartered Insurance Institute deputy director general Bob Bullivant as its new chief executive.
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Claim-chaser who kept the compensation escapes jail
13 Mar 2008
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Close transfers 4,200 investments onto Alliance Trust platform
18 Mar 2008
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Cofunds plans to take Sipp to HNW advisers
13 Mar 2008
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Colin Franklin
13 Mar 2008
After 29 years with the Coventry Building Society, director of sales Colin Franklin jokes that he is "finally getting the hang of it".
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Column itches
13 Mar 2008
It must be great fun being a consumer journalist. Numerous freebie events and invites to plush restaurants as well as the cachet of being seen as the friend of the consumer or the man who tells it like it is.
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Comprehensive adviser Budget coverage from Money Marketing
12 Mar 2008
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Deadline for IHT is extended
13 Mar 2008
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Deal or no deal?
13 Mar 2008
Last week I considered how a business owner, who would pay less tax on a sale of their business before April 6, 2008, could trigger a gain under the current rules so as to access a lower overall effective tax rate.
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Defaqto says advisers are key to platforms' success
13 Mar 2008
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Dodging the crunch
12 Mar 2008
Up for sale fund firm F&C Asset Management has been given a two-fold boost in the past week as the group announced strong profits in the wake of the ongoing market volatility.
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Duffy made redundant after just five months at Sterling
13 Mar 2008
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Easier2move promotes two to regional sales directors
14 Mar 2008
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Edeus moves into new head office
17 Mar 2008
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Editor's view: Ombudsman o'clock for mortgage market
18 Mar 2008
Tick. Tock. It’s ombudsman o’clock for the mortgage market. The principal ombudsman Tony Boorman is making noises that sound very like he is envisaging a new ombudsman-led review of the mortgage market.
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Edmans takes over as MGM deputy chairman
13 Mar 2008
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Eppinger and Ainsworth step down at Cofunds
13 Mar 2008
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Equity income out in the cold
13 Mar 2008
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ETF Securities - ETFS Short Coffee
14 Mar 2008
ETF SecuritiesETFS Short Coffee
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ETF Securities - ETFS Short Cotton
14 Mar 2008
ETF SecuritiesETFS Short Cotton
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ETF Securities - ETFS Short Energy
14 Mar 2008
ETF SecuritiesETFS Short Energy
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ETF Securities - ETFS Short Precious Metals
14 Mar 2008
ETF SecuritiesETFS Short Precious Metals
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Euro commissioner rules out regulation on remuneration
13 Mar 2008
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Expats can take pension with them
13 Mar 2008
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F&C linking up with Clarkson Hill for lifestyle fund range
13 Mar 2008
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Fidelius becomes 40th firm to sign up for Nucleus
13 Mar 2008
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Financial services playing musical chairs
18 Mar 2008
As Royal Liver IFA market manager Andy Milburn announces his industry exit after nearly two decades, it signals the latest seat-shifting in the protection sector in recent weeks.
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Firms warn of dangers in holding rates
13 Mar 2008
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Flash cash
13 Mar 2008
Advisers might be forgiven for thinking that choosing a cash Isa is one of those decisions that clients can take themselves. The product would appear to be straightforward and purely transactional, yet there are still opportunities to help clients make the most of their cash savings.
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Former L&G executive Phipps joins Partnership
13 Mar 2008
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FOS warns it will make "significant awards" over mortgage misselling
17 Mar 2008
FOS principal ombudsman Tony Boorman has warned the mortgage industry it will make “significant awards” to customers who have been missold mortgages.
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FSA £2m ads to help transition
13 Mar 2008
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FSA spends £13m on consultants
13 Mar 2008
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FSA turned deaf ear to ticking Rock timebomb
13 Mar 2008
Hector Sants' claim that "the regulatory framework is not designed with the intention of ensuring that any given institution cannot fail" is surely little more than a fig leaf of an excuse for the FSA's gross failure to regulate banks in general and Northern Rock in particular.
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FSCS wheels move slowly
13 Mar 2008
I was quite surprised to read people complaining about the FSCS because I think they have got hold of the wrong end of the stick.
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Fund managers split on economy forecast
13 Mar 2008
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Funds will be winners in tax tussle
13 Mar 2008
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Gateway could clash with personal accounts
13 Mar 2008
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'Get clients out of investment graveyard,' says Jupiter chief
13 Mar 2008
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GMAC-RFC push on mortgage IT support
17 Mar 2008
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Going Deutsche
13 Mar 2008
Deutsche Bank has introduced an outstanding income product aimed at the self-invested personal pension and small self-administered scheme market. The DB alternative income note (sterling) aims to provide 9.5 per cent annual income with capital fully protected by Deutsche Bank at the end of the 10-year term. It also offers the potential of capital growth with low volatility.
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Good Faif
13 Mar 2008
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Held to account
13 Mar 2008
I feel the hand of history is upon our shoulders. I really do." So said a former Prime Minister, nearly 10 years ago, before the Good Friday agreement was signed.
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HML operations director to leave
14 Mar 2008
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HMRC's offshore amnesty turns 'legal system on its head’, says PKF
17 Mar 2008
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Hollis tries again to help women in Pensions Bill
13 Mar 2008
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How Cofunds has earned our commitment
13 Mar 2008
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HSBC hires new CEO for Russia
12 Mar 2008
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Huelin becomes MD at Abbey International
13 Mar 2008
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Is Aifa being defeatist or in denial over Pickering?
13 Mar 2008
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JPMorgan Chase buys Bear Stearns
17 Mar 2008
JPMorgan Chase has bought troubled investment bank Bear Stearns for a cut price £116m.
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Keeping the Faif
13 Mar 2008
If the FSA can get the tax treatment of funds of alternative investment funds correct, would the addition of onshore Faifs be a welcome addition to the choice of authorised investments available to IFAs?
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L&G set to take on B&B multi-manager mandate
18 Mar 2008
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L&G's life and pensions profits fall by 17%
18 Mar 2008
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Legal & General still top for technology, says FTRC
13 Mar 2008
Legal & General has retained its title as a top technology provider for the fourth year running, according to independent research by the Financial Technology Research Centre.
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Lender action will cause worst market outcome, says CML
18 Mar 2008
Council of Mortgage Lenders director-general Michael Coogan has admitted that if every lender continues to act in a way which protects their own interest, the UK will end up with the worst outcome for the market overall.
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Let's treat clients like grown-ups
13 Mar 2008
Are we as an industry/ profession treating customers fairly and, if not, why not?
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Life offices lose out on tax plea for fund
13 Mar 2008
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Living Time builds to take on Goliaths of annuities
13 Mar 2008
Living Time has strengthened its sales team for a big push into the IFA market aimed at stealing market share off what it calls the "Goliath" traditional annuity providers.
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Loan funding move is 'too little too late'
13 Mar 2008
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London & Capital - Portfolio Management Service
14 Mar 2008
London & CapitalPortfolio Management Service
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Long-term view lacks understanding
13 Mar 2008
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M&G - European Special Situations Fund
14 Mar 2008
M&GEuropean Special Situations Fund
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M&G - European Strategic Value Fund
14 Mar 2008
M&GEuropean Strategic Value Fund
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Manufacturing liability
13 Mar 2008
I have always felt the same about initial sales commission as Churchill thought about democracy. It is a poor system but it is better than anything else that has been tried.
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Maximum bond width
13 Mar 2008
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Meteor Asset Management - Solar Income Plan
18 Mar 2008
Meteor Asset ManagementSolar Income Plan
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Mind the gap on TCF deadline
13 Mar 2008
I continually marvel at what consumers seem to draw from the media about the state of the economy. Motley Fool research shows that one in six people believe the UK is in recession, with many expecting the recession to continue indefinitely.
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Money Marketing Markets: Who would be a fortune-teller?
14 Mar 2008
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Money Partners to cut up to 65 jobs
17 Mar 2008
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MoneyQuest bought by former Egg chief
14 Mar 2008
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Mortgage arrears problems up by 35%, says Citizens Advice Bureau
18 Mar 2008
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Mortgage broker shuts call centres
13 Mar 2008
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Mortgage Express pulls 100 per cent range
12 Mar 2008
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Mortgages Plc to withdraw from BTL market
18 Mar 2008
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MPs attack big bonuses for Revenue
13 Mar 2008
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N4 hires new client solutions consultant
13 Mar 2008
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NAPF warns IMA's annuity alternatives could confuse further
12 Mar 2008
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New challenges
13 Mar 2008
A lot of friends have remarked to me that September 2007 must have been a difficult time to start a new fund management company.
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New group company secretary for Lighthouse
18 Mar 2008
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New life for providers
13 Mar 2008
Standard Life says it is in direct competition with the likes of Vertex and Capita as it aims to reposition itself as a servicing company.
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New Nucleus board appointments announced
17 Mar 2008
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New Star UK alpha manager Tim Steer calls on banking sector to “face reality”
17 Mar 2008
New Star UK alpha fund manager Tim Steer believes it is time that the banking sector stopped putting its head in the sand and looked for a solution to the credit squeeze.
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Northern Rock to halve asset base by 2011
18 Mar 2008
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O'Brien puts FAS rises on fast track
13 Mar 2008
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Offshore route gains attraction for non-doms
13 Mar 2008
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Old Broad Street Research launches new fund website
18 Mar 2008
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OnlyFinance strikes white-labelling deal with The Sun
14 Mar 2008
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Pathfinder general
13 Mar 2008
Most people expected Otto Thoresen's report on free financial advice for all was going to be an assessment of the pros and cons of generic advice but it turned out to be the announcement of a money guidance scheme that may become a National Wealth Service.
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Pension changes at both ends of wealth scale
13 Mar 2008
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Pink Home Loans - BM Solutions Buy to Let: BBR + 0.14% for 2 Years
14 Mar 2008
Pink Home LoansBM Solutions Buy to Let: BBR + 0.14% for 2 Years
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Pink Home Loans- BM Solutions Buy to Let: BBR + 0.04% for 3 Years
14 Mar 2008
Pink Home LoansBM Solutions Buy to Let: BBR + 0.04% for 3 Years
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Police study shows £700m cost from mortgage fraud
13 Mar 2008
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Pos Sol push on single parent advice
17 Mar 2008
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Power Amp Music - Power Amp Music Fund EIS
18 Mar 2008
Power Amp MusicPower Amp Music Fund EIS
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Proof over advice suitability is paramount
17 Mar 2008
The key Budget message for IFAs last week seemed to be around the opportunity to revisit clients’ investment holdings in bonds and assess whether switching into collectives might be appropriate.
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Proposals will harm rather than boost DB schemes, says OPT
18 Mar 2008
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Prudential - Income Drawdown With Sipp Option
18 Mar 2008
PrudentialIncome Drawdown With Sipp Option
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Pub EIS draws on local expertise
13 Mar 2008
Ram Capital expects interest in its multi-manager pub enterprise scheme fund to increase in the run-up to the Government's capital gains tax reforms.
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'Quit smoking and save £12,500 on premiums'
13 Mar 2008
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Ram Capital Partners - Edge Live Protected EIS Fund
14 Mar 2008
Ram Capital PartnersEdge Live Protected EIS Fund
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Savills Private Finance profits jump 16 per cent
13 Mar 2008
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Scottish Widows Bank to only accept business for professional range
17 Mar 2008
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Shares rebound following more market jitters
18 Mar 2008
Shares in Europe have bounced back this morning as the US Federal Reserve prepares to discuss a further rate cut to improve market sentiment.
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SIML hands £40m best ideas mandate to Dan Hanbury
12 Mar 2008
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Skandia picks 10 for Euro best ideas fund
13 Mar 2008
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Skandia picks River & Mercantile's Hanbury for ideas funds
13 Mar 2008
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Skandia says life offices struggle with platforms
13 Mar 2008
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Soft target
13 Mar 2008
Last Thursday, I was at the Financial Services Scotland conference as one of the investment question time panel. I was disappointed we did not have a bigger audience but it happened that our session coincided with the announcement of the result of the monetary policy committee's deliberations over interest rates. Feeling mischievous, I was the sole panel member who suggested that the MPC might have a rush of good sense and cut rates. It did not, of course, but then it did disclose that ...
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Spottiswoode to respond to NU's reattribution offer today
12 Mar 2008
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Staff vote for pension as top benefit
13 Mar 2008
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Stamp tax take triples in five years
13 Mar 2008
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Standard adds discretionary trust
13 Mar 2008
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Standard confident on switch
13 Mar 2008
Standard Life says it is confident it can take on the likes of Vertex and Capita as it continues its move from traditional life company to support service provider.
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Standard Life profits up 43%
12 Mar 2008
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Structural survey
13 Mar 2008
The Personal Accounts Delivery Authority has the job of implementing the simple, high-quality, low-cost pension system starting in 2012. This includes advising the Department for Work and Pensions on scheme design, including the best charging structure. It has published a discussion paper which puts forward its initial evaluation of various methods of charging. The consultation period ends on April 22.
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Suffolk demands equal cash rules across Sipps
13 Mar 2008
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Supermarkets set up collection points for last-minute Isas
13 Mar 2008
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Surprise as VCTs are exempted from VAT
13 Mar 2008
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Surveyors see first fall from landlords
13 Mar 2008
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Switch to commodities from equities boosts Insight funds
13 Mar 2008
Exposure to commodities and a lower allocation to equities have helped Insight Investment's diversified total return and diversified high-income funds weather the storm of recent volatility.
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Take charge of your future
13 Mar 2008
I have been asked if I want to join my company's stakeholder-charged group personal pension into which my employer will pay 5 per cent of my earnings if I contribute the same or more. I already have many other pensions. What should I do?
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Take stock for Isa performance
13 Mar 2008
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Tax-free cash for Ken if he loses battle to be mayor
13 Mar 2008
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TECHNICAL CONNECTION BUDGET COMMENTARY
13 Mar 2008
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The Exchange launches call centre back office software with Click Group
14 Mar 2008
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The greenhouse effect
13 Mar 2008
It has not always been cool to be green. Most fund firms used to scoff at green investing. There used to be just a smattering of funds for the ethically conscious investor but now we have more than 50.
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The rating game
13 Mar 2008
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Time to share and share alike
13 Mar 2008
The disappearance of the 100 per cent plus mortgage market means shared equity schemes are an even more important option for first-time buyers.
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Trivial boost only for occupational plans
13 Mar 2008
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Unanswered questions
13 Mar 2008
When I first started out as a freelance journalist, a friend whom I had once helped with certain financial issues said I should add financial coaching to my business repertoire.
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Understand and deliver
13 Mar 2008
The Thoresen report makes a compelling case for a fresh approach to helping consumers get a better understanding of their financial affairs. The Treasury chose a industry practitioner to lead the work and the output shows a far greater grasp of reality than so many previous studies.
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Veteran fund manager Nils Taube dies
13 Mar 2008
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Watson Wyatt says 70% of IFAs prefer variable annuities
17 Mar 2008
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Wave to withdraw 85% LTV products
18 Mar 2008
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Whiteoak uproots
13 Mar 2008
Last week saw the end of Roger Whiteoak's eight-year relationship with Axa Framlington as the much respected UK small-cap manager left to pursue other opportunities in the industry.
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Yousefi backing for equity loan scheme
13 Mar 2008
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Zurich launches portfolio planner
13 Mar 2008
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Zurich warning of inappropriate advice following CGT changes
14 Mar 2008
