Money Marketing
12 July 2006

Contingency plan if Hips miss target

13 Jul 2006
1bn business for GMAC in June

13 Jul 2006
200,000 Borrowers have no repayment vehicles

13 Jul 2006

As FSA prepares probe, CML reveals 60,900 first-time buyers have not organised capital repayment
46% Of mortgage firms 'have wholly embraced TCF'

13 Jul 2006
A good phone manner

13 Jul 2006

Conducted in the right way, telemedical interviews can help reduce non-disclosure.
A law unto themselves

13 Jul 2006

A generation or so ago, I was involved in the renaming of the private client investment boutique for which I worked. We came up with: "XYZ Financial Management". OK, I made up the XYZ bit, but financial managers was what we considered ourselves to be. This was based on the fact that we offered more than just portfolio management. Overall, financial planning advice was crucial, if investments were to be appropriately chosen.
A special fund from DSP

14 Jul 2006

Dalton Strategic Partnership has established the Melchior UK opportunities fund, an Oeic investing in a concentrated portfolio of UK companies involved in special situations.
A systematic approach from Morgan Stanley

14 Jul 2006

Morgan Stanley Investment Management’s US systematic equity fund is the latest US equity fund to be added to the company’s Luxemburg-based Sicav range.
A triumph for Which?

13 Jul 2006
A welcome addition from Swip

14 Jul 2006

Scottish Widows Investment PartnershipMulti-Manager Global Real Estate Securities Fund
Abbey - Five-Year Capped Rate

14 Jul 2006

AbbeyFive-Year Capped Rate
Abbey charges an exit fee for switch within its own range

13 Jul 2006
Abbey launches new Guaranteed Income Bond

17 Jul 2006

Abbey has launched a new Guaranteed Income Bond offering both protection of capital at maturity and income over the next four years.
Abbey links to house prices

14 Jul 2006

Abbey has brought out the capital guaranteed residential property bond issue 3, a capital-protected bond linked to the performance of the Halifax House Price index.
Aifa to set up consultation group to assess Mifid impact

17 Jul 2006

Aifa has renewed calls on IFAs to plan for changes caused by the EU Commission's Market in Financial Instruments Directive and has set up a consultation group to assess its impact.
Alliance & Leicester - Five Year Discount Fully Flexible Mortgage

14 Jul 2006

Alliance & LeicesterFive Year Discount Fully Flexible Mortgage
Alliance & Leicester - Intermediary Special Remortgage Two Year Base Rate Tracker

14 Jul 2006

Alliance & LeicesterIntermediary Special Remortgage Two Year Base Rate Tracker
Alternative medicine

13 Jul 2006
AMI defies lenders and helps brokers legally access client information

14 Jul 2006
AMI sets out letter to get data from lenders

13 Jul 2006
Artemis appoints Gray to smaller cap team

12 Jul 2006
ASW workers lose case against Government in Europe

13 Jul 2006
Aviva finalises AmerUs deal

13 Jul 2006
Aviva seeks foothold in US with AmerUs deal

13 Jul 2006
AWD and Chase De Vere finalise merger

12 Jul 2006
AWD and Chase de Vere finalise merger

13 Jul 2006
Bank of Ireland Isle of Man/Product Innovations - Aria Global Property Tracker + Bond - Issue 1

14 Jul 2006

Bank of Ireland Isle of Man/Product InnovationsAria Global Property Tracker + Bond - Issue 1
Barclays - Five Year Protected FTSE Plan

14 Jul 2006

BarclaysFive-Year Protected FTSE Plan
Barclays Global Investors - iShares DJ Asia/Pacific Select Dividend

14 Jul 2006

Barclays Global InvestorsiShares DJ Asia/Pacific Select Dividend
Barclays Global Investors - iShares Euro Government Bond 1-3

14 Jul 2006

Barclays Global InvestorsiShares Euro Government Bond 1-3
Barclays Global Investors - iShares MSCI Europe ex-UK

14 Jul 2006

Barclays Global InvestorsiShares MSCI Europe ex-UK
Barclays Global Investors - iShares MSCI North America

14 Jul 2006

Barclays Global InvestorsiShares MSCI North America
Barclays Global Investors - iShares US Treasury Bond 1-3

14 Jul 2006

Barclays Global InvestorsiShares US Treasury Bond 1-3
Barclays goes to the core online

13 Jul 2006
Baring up

13 Jul 2006

Fund management Baring Asset Management has always been known for its bond strength but its equity portfolios have been showing strong performance in recent times as well interview by Phillip Scott with BAM marketing director Ian Pascal, sales director Jerry Devlin and chief investment officer Michael Hughes.
Bates keeps Axa's revamped funds under review

13 Jul 2006
BGI seizes on short maturity

14 Jul 2006

Barclays Global Investors has launched five new exchange traded funds on the London Stock Exchange including the iShares US Treasury Bond 1-3 ETF.
Blowing in the wind

13 Jul 2006

Matt Goodburn reports on how alternative energy is powering green funds
Boulger wants FSA to act on adverse proc fees

13 Jul 2006
Bradshaw to join Nucleus

13 Jul 2006
Bright Grey and Bupa back on Sesame's panel

13 Jul 2006
Bright Grey increaese PTA options

14 Jul 2006

Protection specialist Bright Grey has introduced a pension term assurance plan that offers a choice of level, increasing or decreasing cover.
'Bring MPC jobs out into the open'

13 Jul 2006
Bring raid into open

13 Jul 2006

The public need to know why the Chancellor took the axe to ACT
Bristol & West Mortgages - Standard Two Year 2.4% Discount

14 Jul 2006

Bristol & West MortgagesStandard Two Year 2.4% Discount
Britannia staff scheme to allow phased retirement

13 Jul 2006
Broker

13 Jul 2006
Brokers split on Bolton branding

13 Jul 2006
Build on the success of Isas

13 Jul 2006

The Treasury is due to begin its Isa review in the next few months. We have a few suggestions.
Business by appointment

13 Jul 2006

Organisation, efficiency and getting to see clients are the keys to success
Canada Life welcomes Government reforms

12 Jul 2006
Capita SIP services secure St. James's Place contract

14 Jul 2006
Case cash doubles for Tenet advisers

13 Jul 2006
Cash in on tax-free benefits

13 Jul 2006

Pension simplification has seen the introduction of three tax-free cash options
Cazalet warns 85% of endowments facing shortfalls

13 Jul 2006
Charles Stanley - CF Charles Stanley Equity Fund

14 Jul 2006

Charles StanleyCF Charles Stanley Equity Fund
Charles Stanley - CF Charles Stanley International Growth Portfolio

14 Jul 2006

Charles StanleyCF Charles Stanley International Growth Portfolio
Charles Stanley - CF Charles Stanley Regular High Income Fund

14 Jul 2006

Charles StanleyCF Charles Stanley Regular High Income Fund
Charles Stanley opts for practical Oeic

14 Jul 2006

Stockbroking firm Charles Stanley has brought out an Oeic range comprising an international fund of funds, an income fund combining UK fixed interest and high yielding equit ities, and a UK equity fund.
Cheshire Building Society - Self Cert Two Year Fixed

14 Jul 2006

Cheshire Building SocietySelf Cert Two Year Fixed
Citizens Advice disappointed by TDS delay

18 Jul 2006
Commission impossible

13 Jul 2006

Naomi Rovnick says commission and competition have been at the heart of some IFA networks' financial problems
Consumers rate unbiased financial advice over cost savings

13 Jul 2006
Correspondent's week

13 Jul 2006
Credit Agricole ends A&L bid talk

13 Jul 2006
Crisis point

13 Jul 2006

Andrea Tryphonides on the growing furore after the Parliamentary Ombudsman's pension report was snubbed by the Governement.
Dalton Strategic Partnership - Melchior UK Opportunities

14 Jul 2006

Dalton Strategic PartnershipMelchior UK Opportunities
Dawnay Day Quantum - Protected Japan Multiplier

14 Jul 2006

Dawnay Day QuantumProtected Japan Multiplier
Dawnay Day Quantum leaps on Topix

14 Jul 2006

Structured product provider Dawnay Day Quantum has brought out the protected Japan multiplier, a guaranteed equity bond linked to the performance of the Japanese Topix index.
Dean Mirfin

13 Jul 2006

Key Retirement Solutions business development director is the companys agony aunt, answering customers queries but the agony is pure pleasure for the doyen of the equity-release market who takes personal pride in educating the media. Interview by Guy Anker.
Death of Peter Clark

13 Jul 2006
Death of Peter Clark

12 Jul 2006
Defaqto adds carbon footprint to Aequos

14 Jul 2006
Duo join the MPC

14 Jul 2006
Easter pledges to tell all if disclosure deal is dropped

13 Jul 2006
Edmans takes the Ship helm

13 Jul 2006
End guessing game

13 Jul 2006
Flawed plan for equity release

13 Jul 2006
Focus on Offshore

12 Jul 2006

The big story in offshore this week revolves around the EU savings directive and the vast number of investors who appear to be effortlessly jumping through its loopholes.
Foundation wants homesaver deal

12 Jul 2006
Foundation wants homesaver deal

13 Jul 2006
Franklin Templeton brings Reits access onshore

14 Jul 2006

Franklin Templeton has brought out an onshore Oeic investing globally in real estate investment trusts.
FSA bans former solictor

14 Jul 2006
FSA told to do more to ease regulatory burden

13 Jul 2006
FSA urged to get tough on dodgy advertising

13 Jul 2006
FundsNetwork adds 46 funds to platform

18 Jul 2006
GE Money Home Lending moves into prime mortgages

14 Jul 2006
Good, old, plain talking

13 Jul 2006

This year is looking to be one which has delivered the quickest and most positive changes to the industry.
Gudgeon appointed chief executive of Close Brothers.

18 Jul 2006
Half of people lack cover

13 Jul 2006
Halifax brings in proc fees for retention

13 Jul 2006

Lending giant will offer same mortgages to new and existing borrowers and speed up admin
Harrison at helm of Threadneedle fund

14 Jul 2006

Threadneedle Investment has brought out the Threadneedle UK equity alpha fund for former Credit Suisse director Leigh Harrison.
Hedge of insanity

13 Jul 2006

An EC report contains worrying plans to liberalise the hedge fund industry
Heir and now on trust tax

13 Jul 2006

Technical Connection's John Woolley analyses the Government's latest plans for inheritance tax and trusts
Henderson wheels out yield artillery

13 Jul 2006
Hip and tuck

13 Jul 2006
Hips watered down in dramatic Government U-turn

18 Jul 2006
Iimia buys into biotech

13 Jul 2006
IMA express concerns over LSE ownership

12 Jul 2006
Incentives aim to tie in staff

13 Jul 2006
Industry shocked by Hips "cop-out"

18 Jul 2006
Insurers axe nil-refund policies after FSA probe

13 Jul 2006
Into the unknown

13 Jul 2006

Our panel discuss Fidelity's surprise global special sits decision, can a fund be too big and Reits of Reits
Investment chief exits Skandia

13 Jul 2006
Isa sales reach all-time high

13 Jul 2006
Jupiter's Euro vision

13 Jul 2006
Kensington Mortgages - Simple Choices Heavy Three-Year Discount

14 Jul 2006

Kensington MortgagesSimple Choices Heavy Three-Year Discount
L&G poses a question of choice

17 Jul 2006

Legal & General has brought out healthcare choices, a private medical insurance plan catering for individual and group business.
'Lack of consistency by funds shows multi-manager value'

13 Jul 2006
Leeds Building Society - Heavy Impaired Three Year Base Rate Tracker

14 Jul 2006

Leeds Building SocietyHeavy Impaired Three Year Base rate Tracker
Leeds Building Society - Light Impaired Two Year Fixed Rate

14 Jul 2006

Leeds Building SocietyLight Impaired Two Year Fixed Rate
Leeds-Mercantile merger go-ahead

13 Jul 2006
Legal & General - Guaranteed Income and Capital Bond 1

14 Jul 2006

Legal & GeneralGuaranteed Income and Capital Bond 1
Lenders put up charges mid-term

13 Jul 2006
LibDems look at axing higher-rate relief

13 Jul 2006
Little help for first-time buyers

13 Jul 2006
Majority of UK workers are against planned increase in state retirement age

14 Jul 2006
Matrix casts net across France and Germany

14 Jul 2006

Matrix Property Fund Management has brought out the Matrix European real estate investment trust, which has been seeded with a euros 325m property portfolio.
Matrix Property Fund Management - European Real Estate Investment Trust

14 Jul 2006

Matrix Property Fund ManagementEuropean Real Estate Investment Trust
MBO for Abbey's Hay SSAS business

13 Jul 2006
MBO for Abbey's Hay SSAS business

12 Jul 2006
Minor scale

13 Jul 2006

Rehearsing the variations proposed to the bereaved minors' trust provisions
Mistaken identity

13 Jul 2006

Is there something former Millfield boss Alan Easter is not telling us? Apart from whether or not he will be joining TMP following its recent acquisition of Millfield, that is.
Mortgage Express - Buy-To-Let Two-Year Discount Mortgage

14 Jul 2006

Mortgage ExpressBuy-To-Let Two-Year Discount Mortgage
Mortgage Next - Ipswich Shared Ownership Discount Mortgage

14 Jul 2006

Mortgage NextIpswich Shared Ownership Discount Mortgage
Multi-strategy funds reap dividends at Matrix

13 Jul 2006
N&P takes on the big boys

14 Jul 2006

Norwich & Peterborough Building SocietyLong Term Base Rate Tracker: BBR + 0.24%
Neat combi from New Star

14 Jul 2006

New Star Asset Management has introduced the Tri Star unit trust which combines three asset classes within a single fund. The fund aims to provide a mixture of income and growth, with an estimated yield of 4 per cent a year.
NU doubles up on PTA

14 Jul 2006

Norwich Union’s pension term assurance offering is divided between two products - life insurance with tax relief and mortgage life insurance with tax relief.
Nucleus aiming to break even at 750m

13 Jul 2006
Nvesta - Income Plus Plan 2

14 Jul 2006

NvestaIncome Plus Plan 2
Octopus Asset Management - Apollo VCT 1 and 2

14 Jul 2006

Octopus Asset ManagementApollo VCT 1 and 2
Offshore insurance free-for-all

13 Jul 2006
OMAM announces fund manager changes

14 Jul 2006
Only 4% of advice sector is multi-tied

13 Jul 2006
Over one in four advisers working remotely

17 Jul 2006
Park Row sets out stall at Millfield conference

13 Jul 2006
PPI appoints new director

18 Jul 2006

The Pensions Policy Institute has appointed Niki Cleal as its director, replacing Alison O’Connell from the end of July.
Pro Bono

13 Jul 2006
Property developer buys Lockyer's HQ

13 Jul 2006
Rathbone sticks with income

14 Jul 2006

Rathbone Unit Trust Management has brought out the Rathbone high income fund for fund manager Carl Stick.
Rensburg lining up UK best ideas fund

13 Jul 2006
Rental income falls for BTL borrowers

12 Jul 2006
Research reveals investor ignorance on asset allocation

14 Jul 2006
S&P gives out first ratings for absolute return funds

13 Jul 2006
Sarasin Chiswell - Sarasin International Equity Income Fund

14 Jul 2006

Sarasin ChiswellSarasin International Equity Income Fund
ScotEq lifts underwriting limit in line with lifetime allowance

13 Jul 2006
Scottish Life's commission alternative reaches third birthday

18 Jul 2006
Scottish Widows Investment Partnership - Multi-Manager Global Real Estate Securities Fund

14 Jul 2006

Scottish Widows Investment PartnershipMulti-Manager Global Real Estate Securities Fund
Scottish Widows Investment Partnership - SWIP UK Real Estate Fund

14 Jul 2006

Scottish Widows Investment PartnershipSWIP UK Real Estate Fund
Selestia completes Park Row's panel

13 Jul 2006
Skandia Investment Management - Global Best Ideas Fund

14 Jul 2006

Skandia Investment ManagementGlobal Best Ideas Fund
Skandia's best idea

13 Jul 2006

Skandia has, yet again, come up with a winning formula. Its new global best ideas fund looks to be on course to take in more than 200m over the next month or two. It is reputed that is has already taken 80m, although the firm has not yet announced figures.
Skipton Group acquire Sterling International Brokers

14 Jul 2006
Smooth consistency

13 Jul 2006
Social bank plan to use orphan assets

13 Jul 2006
Standard shares rise as float is heavily oversubscribed

13 Jul 2006
Structured Solutions Group - Capital Protected High Income Plan

14 Jul 2006

Structured Solutions GroupCapital Protected High Income Plan
Sub-prime suspects

13 Jul 2006

Michael Bolton's blast about backhanders in the sub-prime market has sparked fierce debate, says Guy Anker
Survey to assess if firms are prepared for Mifid

13 Jul 2006
SVM follows investment trust

14 Jul 2006

SVM Asset Management has brought out an Oeic fund of funds that will apply a multi-asset approach to a portfolio of closed-ended funds.
Swings and roundabouts

13 Jul 2006
SWIP builds on property

14 Jul 2006

Scottish Widows Investment Partnership has launched the Swip UK real estate fund, an Oeic which invests in listed UK property companies.
Swip deals in absolutes

14 Jul 2006

Scottish Widows Investment PartnershipSwip Absolute Return Bond Fund
SWIP runs to MoM

14 Jul 2006

Scottish Widows Investment Partnership (SWIP) has introduced the Swip Multi-Manager Global Real Estate Securities Fund, a manager of managers fund that invests in the global real estate securities market.
Swiss Re to slash 2,000 jobs globally

13 Jul 2006
Swiss roles

13 Jul 2006
T.Bailey adds cautious mix

14 Jul 2006

T. Bailey has added a third fund, the cautious managed fund, to its multi-manager range.
Texting service launched to help mortgage brokers

18 Jul 2006
The Deadwood stage

13 Jul 2006

I have started going to the gym again, after a long absence. My decision was motivated not just by a thickening waistline and the increasing proportion of clothes that I could no longer fit into but also by back problems brought on by a recent eight-day charity scooter ride from Lands End to John O'Groats and back.
The spouse trap

13 Jul 2006

In recent articles I have outlined the financial planning situation of a married couple - David and Jane - who separated due to an irretrievable breakdown in their marriage.
This week in Investment

13 Jul 2006

Fresh from rebuffing rumours that they are interested in acquiring Credit Suisse's multi-manager business, AXA Framlington has unveiled a major piece of restructuring and rebranding for its own multi-manager operation.
This week in Mortgages

14 Jul 2006

Halifax has pledged to pay full proc fees to brokers and to make the same mortgages available to new and existing customers, under its retention strategy overhaul announced this week.
This week in Pensions

13 Jul 2006

The pensions roundup is straying perilously close to politics this week but it seems that the too are inextricably linked these days.
This week in Politics

17 Jul 2006

Pensions Minister James Purnell cranked up the charm offensive in the run up to the industry summit on Personal Accounts speaking at an IPPR organised event about young people, pensions and saving.
This week in Protection

18 Jul 2006

Last week saw one of the highlights of the protection industry's calendar, both professionally and also socially, if the aftermath at London nightclub Tiger Tiger was anything to go by.
Tilting the balance

13 Jul 2006

Advisers must demonstrate to the Icob review that advice adds real value
To ASP or not to ASP - Hargreaves urges investors to sign petition

13 Jul 2006
Tories say time has come to end forced annuities

13 Jul 2006
Treasury resists revealing reasons behind £5bn tax

13 Jul 2006
Turner joins Paternoster

12 Jul 2006
Turner joins Paternoster

13 Jul 2006
Two thirds of workers call for compulsory disclosure of employee benefits

17 Jul 2006

British workers and senior managers at UK companies are calling for the compulsory inclusion of all employee benefits, including company pensions, within job adverts, according to a new study from Axa.
Two's company for Octopus dual VCT

14 Jul 2006

Octopus Asset Management is aiming to raise up to £50m for the Appollo venture capital trust 1 and 2, a VCT with a dual structure.
Under the influence

13 Jul 2006
US laggard bounces back

13 Jul 2006

Inflation uncertainty and Fed intentions could make owning big US stocks more appealing.
VCTs facing up to Budget challenges

13 Jul 2006
Ware moves up at Canada Life

13 Jul 2006
Which? highlighting chasers' hidden fees

13 Jul 2006
Which? warning on pensions

12 Jul 2006
Which? warning on pensions

13 Jul 2006
Whitmore to leave Schroders for Jupiter

18 Jul 2006
Winterthur Life appoints new group development manager

12 Jul 2006
'Women still lose out after pension reform'

13 Jul 2006

Research points to anomalies in Government's contributory principles for basic state pension
World class

13 Jul 2006

Money Marketing12 July 2006

Money Marketing
12 July 2006