10 January 2007
The importace of assest alloctation has been widely overstated by the academics and time is better spent choosing the best quality fund managers to run your money. But after a problematic 12 months for many managers, who are the names to follow in 2007?
Positive Solutions had 1,000 policies in pipeline and says U-turn hit IFAs.
The New Year brings new impetus to make changes to our businesses and time is of the essence.
Aifa says Treasury is under fierce lobbying pressure to break up consensus.
Aifa warns insurance brokers that no change on watchdog funding could rebound on them.
Will this year's Isa season be the best yet?
The deputy chairman of British Energy and former head of Ofgas is the policyholder advocate for Aviva's inherited estate and has had a varied career, including a stint at a division of disgraced US energy giant Enron. Describing her ideal job mix as economics, government policy, regulation and freedom to make decisions, she tells Nicola York about her passion for bringing a new perspective to industries which persuaded her to take the Aviva role.
Chris Salih looks at whether commercial property is heading for a fall.
This week by The Scotsman personal finance editor Rosemary Gallagher.
Russia and China funds both returned over 50%.
How the Special Commissioners used a man's lifestyle as ammunition in determining his domicile and residence status.
No apologies from me this week for returning so soon in the new year to the subject of fees and commission. The reason for doing so is the dozen or so emails which pinged their way into my mailbox last week following my first column of 2007 on this issue.
The Government has pledged to compensate people who pay more national insurance than necessary to qualify for their basic state pension after previously refusing to pay refunds.
Managing director Enos reveals that company has had to shelve some plans due to clouded pension legislation.
Two current industry issues prove the adage that you get what you pay for.
The wrangle over contracting-out advice is coming to the fore.
Many of us will be reflecting on what the year ahead holds. The markets have certainly taken a turn for the better, with the FTSE ending the year above the 6,000 mark.
Sam Shaw considers the possibilities of a major sourcing merger.
Skandia expert warning estate planners to prioritise chargeable lifetime transfers over Pets.
The fast-growing Neptune Investment has, I believe, a higher percentage of four-star and five-star Standard & Poor's ratings on its eligible funds than any other group. I have chosen as my top fund for 2007 its Russia and Greater Russia fund.
Vatis moves from Pictet in bid to bring back glory days of Muresianu.
Retail financial services can finally shake off the bad image of the past.
Sam Shaw looks at novel ideas on broker renumeration.
Statistical techniques are increasingly used to predict financial returns and reduce portfolio volatility.
Egg acted promptly after my column last month about their materially non-compliant advertisements and by the following weekend included reference to the extended ERC period on the two-year product they were then advertising and, to their credit, they did not try to justify the previous adverts.
It looks as if last December's pre-Budget report may contain yet another change for the pension industry.
December's stockmarket performance was pretty much to be expected but I confess the rush with which the New Year was ushered in caught me a little by surprise.
Clients will be willing to pay for experience and a different approach.
FSA's quality of advice investigation finds that 75% of smaller firms lack robust processes.
The Chinese effect is likely to spread out to other Asian equity markets during this year.
I have always wondered whether fund managers, top quality IFAs or industry commentators such as Mark Dampier and Justin Modray, who I respect highly, are best at predicting where the most attractive future investment returns are to be found.
The endless debate over commission versus fees obscures the fact that what is really needed is complete transparency of consumer charges, says Harry Katz, principal of Norwest Consultants.
Community land trusts were pioneered by the Levellers and backed by civil rights champion Martin Luther King.
Shadow Financial Secretary to the Treasury Mark Hoban is hosting a summit at the House of Commons tomorrow to discuss the Government’s Pre-Budget changes to ASPs and PTA.
Experts downplay risks to UK adverse lenders and cite differing market conditions.
Torquil Clark Holdings chairman Don Clark sends out a Churchillian rallying cry for firms to cut back on waste.
In this article, I will conclude my discussion about the impact of the winding up or closure of final-salary pension schemes on their members.
Helen Pow says women's protection premiums are higher than for men as the statistics show that females claim earlier but the increased rates are not putting off women from taking out insurance.
No one ever said reforming pensions was easy. What seems like a good idea can come a cropper faced with reality.