Money Marketing
1 November Corporate Adviser

  • A taxing business

    1 November Corporate Adviser

    Will the government succeed in raking £4bn off fatcat pensions? Certainly not just yet, says Teresa Hunter

  • Actuaries urged to get ready for the technical provisions of Solvency II

    1 November Corporate Adviser

    Actuaries face a host of new challenges to ensure they are ready for Solvency II and could see their roles redefined, delegates a plenary session of the Actuarial Profession’s General Insurance Research Organisation (GIRO) conference heard last month.

  • Advisers cautious over corporate wrap threat

    1 November Corporate Adviser

    One in four corporate advisers view corporate wrap propositions as a significant threat to their business in the long term, according to a poll of delegates at the Summit.

  • Adviserzone Mckenna On Technology

    1 November Corporate Adviser

    More powerful data transmission channels will be needed to meet demand for information, says Ian McKenna, director of the Finance & Technology Research Centre

  • Aviva and Nest clash on PC

    1 November Corporate Adviser

    Aviva has challenged the National Employment Savings Trust (Nest) over its assessment of the extent to which means-tested benefits will interact with auto-enrolment under existing rules.

  • Back to basics

    1 November Corporate Adviser

    It is always worth revisiting some of the basics of group risk advice says Paul Avis, sales and marketing director at Canada Life Group Insurance

  • Benefit Consultant Platforms

    1 November Corporate Adviser

    How they scored

  • Cooling off period and raised salary threshold concessions to employers on auto-enrolment

    1 November Corporate Adviser

    The auto-enrolment salary threshold should be raised to £7,475 and employers should not have to sign up staff for three months, the review into auto-enrolment has recommended.

  • Criminal sanction will help advisers

    1 November Corporate Adviser

    Advisers will not be able to fail to make money from a ready-made supply of new business when Nest and auto-enrolment come in because employers will be desparate for their services, says Robin Ellison.

  • Debt management in corporate wrap divides advisers

    1 November Corporate Adviser

    Advisers are divided as to whether corporate wraps which include debt options can gain traction with either employers or employees.

  • Decision time

    1 November Corporate Adviser

    The industry has just four months to find a solution to the consultancy charging conundrum. Gill Wadsworth finds the debate wide open

  • Early withdrawal dilemma where corporate Isa replaces pension

    1 November Corporate Adviser

    Access remains key to creating a savings culture amongst young people but monitoring early withdrawal of cash where Isa replaces pension will raise ethical questions that employers will be uncomfortable with, say experts.

  • Editor’s comment

    1 November Corporate Adviser

    There are about as many definitions of corporate wrap as there are financial services business models, but one thing is certain - after years of research, design and considerable capital spend, a new generation of employee benefit platforms is here. Not everybody planning to enter the market is up and running yet, and those that are freely admit what they offer will evolve. But we have reached a point where the range of platform solutions available to employers and intermediaries has ...

  • Employers acknowledge recession's impact on ability to attract talent

    1 November Corporate Adviser

    The majority of European companies are facing difficulties in attracting and motivating the critical-skill talent needed to help them rebound and prosper in the wake of the economic crisis, according to the results of new research from global professional services company Towers Watson.

  • Employers should bear costs

    1 November Corporate Adviser

    The cost burden of setting up schemes should fall on the shoulders of employers rather than employees as proposed through consultancy charging, says Brian Morgan, director of business development at Heath Lambert Consulting.

  • Equality Act risk to employers

    1 November Corporate Adviser

    Employees who are dismissed for long-term absence will find it easier to successfully claim discrimination because the Equality Act places increased obligations on employers to deal with the sickness issues, warns Canada Life Group Insurance.

  • Flynn leaves Widows for Standard

    1 November Corporate Adviser

    Flynn: “A great opportunity”

  • Foreign cuckoos in the Nest

    1 November Corporate Adviser

    Nest and UK private pension plans could face competition from foreign providers keen to infiltrate the British market with low-cost solutions, pensions lawyer Robin Ellison has warned.

  • FSA consults on GPP Handbook rule changes

    11 Nov 2010

    The FSA has published a consultation paper outlining changes to the FSA Handbook that will bring GPPs within occupational scheme regulations, following the Government’s confirmation of the workplace pension reforms.

  • FSA proposes rule extension to include GPPs

    9 Nov 2010

    Reform to handbook designed to ensure consumers are “adequately protected”

  • How long is the future?

    1 November Corporate Adviser

    Robin Hames, Head of Technical, Marketing and Research Bluefin Corporate Consulting

  • Human capital protection

    1 November Corporate Adviser

    In smaller companies there is often a key individual crucial to the success of the organisation. Yet it is these businesses who most often neglect to recognise and insure their most important assets, reports Edmund Tirbutt

  • Ill health pensions in firing line on £50,000 limit

    1 November Corporate Adviser

    McAteer: “There is an inverse relationship between price and quality”

  • Inflation could see £50,000 limit hit up to 200,000 people

    1 November Corporate Adviser

    Pensions professionals have welcomed the introduction of an annual contribution limit for higher rate tax relief of £50,000, and a lifetime limit of £1.5m, frozen until 2015.

  • Is lifestyling still relevant for dc schemes?

    1 November Corporate Adviser

    Neil Davies, Head of Corporate Marketing at AEGON, talks about lifestyle strategies and emerging developments in this area.

  • Knowledge is Power

    1 November Corporate Adviser

    John Taylor, Market Director, Corporate Pensions Scottish Widows

  • Life offices

    1 November Corporate Adviser

    How they scored

  • Low Nest uptake expected

    1 November Corporate Adviser

    Corporate advisers are predicting low proportions of their client base will choose to introduce Nest to staff members without existing pension provision going forward.

  • Matthews slams "buy now" mentality

    1 November Corporate Adviser

    Trevor Matthews, chief executive of Friends Provident has launched a vicious attack on pension providers using the period before the implementation of the retail distribution review to maximise sales of corporate pension schemes through commission.

  • McAteer launches broadside against costly GPPs sold as alternative to Nest

    1 November Corporate Adviser

    Consumer champion Mick McAteer has attacked the pension industry for pushing products that have been made more costly by their complexity, warning GPPs should not be recommended where Nest is more suitable.

  • Momentous times

    1 November Corporate Adviser

    You wait all year for a big announcement on pensions, and then three, four or even five come along at once. Pensions professionals can be forgiven for a sense of overload in the last few weeks, with the Hutton report, changes to state pension age in the comprehensive review, a new annual allowance for higher rate tax relief, confirmation of auto-enrolment and Nest and, just for good measure, a plan to introduce a flat-rate state pension above the level of means-tested benefits.

  • Multinationals' 12 per cent salary boost by restructuring - Taxand

    1 November Corporate Adviser

    Multinationals could boost the effective take-home pay of European employees by up to 12 per cent by restructuring reward packages, says Taxand the tax adviser.

  • Nest places investment management tenders for five funds

    1 November Corporate Adviser

    Nest has placed adverts inviting tenders for investment management services for five different funds in the Official Journal of the European Union (OJEU).

  • Not enough time to resolve trust/contract dilemma warns Nest review chief

    1 November Corporate Adviser

    The government may not have enough time to resolve the regulatory imbalance between trust and contract-based pensions in time for auto-enrolment, warns IFS economist and review chief Paul Johnson.

  • Pensions to diminish within benefits suite

    1 November Corporate Adviser

    The role of pension provision is likely to diminish as consumers demand more flexibility and a broader range of benefits, and employers demand more immediate engagement in benefit spend, say advisers are warning.

  • Plan for the long term?

    1 November Corporate Adviser

    Is demand for workplace cash plans rising because they offer a cheap alternative in the downturn? Or is something more fundamental happening? Sam Barrett investigates

  • Raising the standard

    1 November Corporate Adviser

    For the first time the employee benefits community will have a benchmark for the quality of the technology delivering information and services to scheme members

  • Research from Unum confirms value of face-to-face communications

    1 November Corporate Adviser

    Face-to-face benefit communication strategies are one of the hallmarks of highly engaged companies, according to research from Unum.

  • Resolution pays £165m for Bupa group risk arm

    1 November Corporate Adviser

    Bupa Health Assurance’s management team will transfer to Friends Provident following Resolution’s proposed acquisition of the organisation.The £165.15 million deal is intended to strengthen Friends’ group risk proposition, as well as bolstering its individual protection business.

  • Rowanmoor permanently scraps transfer fee

    9 Nov 2010

    Sipp transfer fee scrapped following success of ’special offer’.

  • Specific problem for projecting charges

    1 November Corporate Adviser

    The way advisers calculate the impact of charges on pensions will be turned upside down by asset specific projection rates says Steven Cameron, head of business regulation at Aegon UK

  • State pension age increase matched by longer work plans

    1 November Corporate Adviser

    The State Pension Age will rise to age 66 by 2020, the government confirmed in last month’s comprehensive spending review.

  • Status quo on public sector pensions not tenable - Hutton

    1 November Corporate Adviser

    Public sector employees can expect to pay higher pension contributions and final salary schemes should give way to career average arrangements according to Lord Hutton’s Public Services Pension Report.

  • System Suppliers

    1 November Corporate Adviser

    How they scored

  • THE BIG QUESTION

    1 November Corporate Adviser

    The Question - Should the Government legislate now for a removal of the cap on contributions into Nest from 2017?

  • Top of the picks

    1 November Corporate Adviser

    Employees who make their own fund selections are often characterised as losers. But many have no problem getting to the funds IFAs would recommend. Paul Farrow reports

  • Untangling the web

    1 November Corporate Adviser

    The challenges of introducing a flat-rate state pension above the level of the means-test are huge. But then so is the prize, says John Greenwood

  • Usable benefits please

    1 November Corporate Adviser

    A shake up to the corporate cash plan market is long overdue says Ian Talbot, head of commercial distribution at National Friendly

  • What price risk?

    1 November Corporate Adviser

    What have the Europeans ever done for us? When it comes to financial services, it’s hard to say, says ABI acting director-general Maggie Craig. John Greenwood finds out more

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