1 February 2006
Does a pension client need to act before A-Day to get the best deal for his retirement fund?
Abbey for IntermediariesTwo Year Fixed Rate 4.54%
Financial advisers must take some responsibility for the lack of desire to close the pension and protection gaps
Barclays Capital is offering an agriculture commodities structured product targeted at fund of fund managers and investors seeking an extra layer of diversification.
Industry opposition is mounting to Adair Turner's 'Stalinist' scheme
UK equity income funds generally outperform UK growth funds over longer periods although in the short term, when there is a bull market, as in the past year or so, the latter usually do better.
Pension schemes and insurers are piling into gilts but will it all end in tears?
Offshore life business Simon Hildrey examines some of the main factors which helped offshore policy sales grow strongly to around 4bn last year
A-Day reviews have highlighted exorbitant transfer penalties faced by clients
As Money Marketing uncovers another raft of claims manage-ment firms excesses this week, the debate is raging about who should regulate them.
CHELSEA BUILDING SOCIETYProspect Non-Conforming Right-To-Buy 2 Year Fixed
The Civil Partnership Act gives new rights to couples, prompting a review of their financial affairs
Climate Change CapitalVentus VCTs 2 and 3
Close Brothers InvestmentClose Second Aim VCT
This week by freelance personal finance journalist Margaret Dibben
Last week's Money Marketing front-page lead story on the astonishingly high level of consumer complaints faced by the Sesame network was fascinating in many ways.
Guy Anker considers the entry of Deutsche Bank into the UK mortgage sector
Regular readers of this column will know that the Financial Ombudsman Service case fee has never sat particularly easily with me. Paying a case fee when a firm has behaved professionally, sought to resolve a client's complaint, been reported to the ombudsman and found not to be at fault seems to be against the natural order of things.
Lord Turner's solution to the pensions crisis is half-finished and poorly costed
Philip Scott takes a tour of Aviva's call centres in India
As I mentioned in a recent column, I was against residential property for Sipps because sensible asset allocation was likely to be cast aside.
Are low interest rates always a good thing? They certainly did not appear to be in Japan. Rising interest rates and the prospect of real dividends from Japanese companies are indicative of a return to health for the Japanese economy and they have been accompanied by a resurgence in the stock-market.
Direct-investment commercial property funds can now be held in Isas. Matt Davis reports
Adviser says he would 'sweep roads if I had to but I am not prepared to risk a colleague's career'
Investors in Asia could be going ape for Hong Kong property stocks this year
CML survey reveals how lenders have turned to other sources to replace lost business
MGM AssuranceInvestment Portfolio Bond
Midas Capital PartnersMidas Income & Growth Trust C Shares
There is something of the night about procuration fees. Even when used in reputable commercial businesses, it refers to a buying function rather than a remuneration for selling. Can we please start using the terms "lender fees" or "commission" to give them their true title?
In the fund management department of Hargreaves Lansdown we believe there are three drivers to equity fund performance - size bias, style bias, manager's stockpicking abilityBy size, we are considering the fund's exposure to small companies, mid-sized companies and large companies. By style, we are talking about the fund's exposure to high-yielding stocks or lower yielding stocks.
Chatfeild-Roberts says there are too many makeweight funds in portfolios
Norwich & PeterboroughFive Year Fixed Offset Mortgage
Norwich Union InternationalPremier Portfolio Bond
Norwich Union International has launched the offshore premier portfolio bond, a unit-linked bond that provides access to virtually any investment fund the investor wants.
Park Row's chief executive is a keen proponent of personal development and he is aiming to use that enthusiasm to achieve ambitious goals for the newly merged company. Interview by Samantha Shaw.
Compliance expert Adam Samuel believes the FSA is shifting its focus to check up on general insurance and mortgage advertising and he urges firms to ensure they stick to the letter of the law and to set up systems to cope with the regulations.
One of the key industry issues is consumers getting advice when arranging protection. Money Marketing's No Advice No Protection campaign has made it clear that advice is an essential part of the process.
The Government's controversial reforms aim to redefine the role of the welfare state
Rensburg Sheppards Investment ManagementRensburg Aim VCT
Government plans to bring together several disparate consumer bodies, including the Financial Services Consumer Panel, into one organisation smack of little more than a Government casting around for something to do.
Skipton Building SocietyFive Year Fixed Rate
Investment Only by considering all the variables can an informed decision be made on choosing an onshore or offshore investment, says Prudential taxation and trusts manager Paul Kennedy.
Our panel consider in detail HM Revenue and Customs' new powers of access to investigate offshore bank accounts
Nearly half of equity-release plans were sold direct by providers last year, highlighting a missed opportunity for advisers, says Nicola York
Consumers who think they have cover could find themselves still in the gap
The Turner report brought a mixed response, with reactions ranging widely. Money Marketing compiled The Turner Papers - an online special featuring the views of industry experts and here we publish a round-up by Nicola York.
Marketing is at risk of misleading consumers that firm's service is Government-backed'
Unum Provident chief medical officer Professor Michael O'Donnell talks about the nation's increasing problem of obesity in adults and children and how insurers must work with employers, the Government and health bodies to fight the epidemic
Proportion of women working in financial services doubles in five years and is set for further growth
Paul McMillan asses the prospects for Ascentric